Jefferson County property record for 926 Terrace Dr, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,009 sqft · built 1955 |
| Lot Size | 0.354 acres (15,413 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,400 (Apr 2018) |
| Tax Bill | $905 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 193.006.03004021 |
| Primary APN | 193.006.03004021 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,009 sqft Living Area |
| 1st Floor Area | 1,009 sqft |
| Basement Area | 969 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 15,413 sqft (0.354 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 348 sqft |
| Porch | Open Frame Porch |
| Porch Area | 16 sqft |
| Patio Area | 384 sqft |
| Heating System | HVAC |
|---|
| Street Address | 926 TERRACE DR |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HOLLY HILLS ADD LOTS 6 & 7 BLOCK 5 |
| Legal Range | 6E |
| Legal Township | 40N |
| Legal Section | 06 |
| Legal Subdivision | HOLLY HILLS ADD |
| Legal Block | 5 |
| Legal Lot Number | 6,7 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 5 |
| Census Block | 5018 |
| Census Tract | 700801 |
926 Terrace Dr is owned and occupied by an individual who bought it in April 2018.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 926 TERRACE DR, FESTUS, MO 63028-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN INVESTMENT CORP |
| Apr 18, 2018 | Warranty Deed, Transfer · FHA Mortgage DAS ACQUISITION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 18, 2018 · Amount on File |
| Deed Sale | Apr 18, 2018 · Amount on File |
| Prior Sale | Jan 14, 2014 · Amount on File |
| Deed Document Number | 201811593 |
| Prior Transfer Date | Jul 12, 2004 |
| Prior Transfer Doc | 0000040946 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 926 TERRACE DR, FESTUS, MO 63028-1730 |
| Transaction Type | Mortgage |
| Record Updated | Jun 10, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2021R022742 |
|---|---|
| Date | May 25, 2021 |
| Instrument | 2021R-022742 |
| Name | GERSHMAN INVESTMENT CORP |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERFIELD, MO 63017 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 18, 2018 |
| Property Address | 926 TERRACE DR, FESTUS, MO 63028-1730 |
| Document Number | 0000011593 |
| Instrument Date | Apr 13, 2018 |
| Instrument | 11593 |
| Transaction Type | Transfer |
| Record Updated | May 8, 2018 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 926 TERRACE DR FESTUS MO 630281730, FESTUS, MO 63028-1730 |
| Document Number | 11594 |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 11594 |
| Name | DAS ACQUISITION |
|---|---|
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 17, 2048 |
| Document Number | 11595, |
|---|---|
| Date | Apr 18, 2018 |
| Instrument | 11595 |
| Name | HOUSING & CMNTY DEV DEPT |
|---|---|
| Type | Construction/Development Company |
| Address | KANSAS CITY, MO 64105 |
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 926 Terrace Dr was $905.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $16,500 (-) Land $1,500 Building $15,000 | $87,200 Land $8,100 Building $79,100 | |
| 2025 | $905.00 | $16,500 Land $1,500 Building $15,000 | |
| 2024 | $87,200 (+32.32%) Land $8,100 Building $79,100 | ||
| 2023 | $704.00 | $12,500 Land $1,500 Building $11,000 | $65,900 Land $8,100 Building $57,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 926 Terrace Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1986–2009) |
| Claims Outside the SFHA | 3 of 7 |
| Most Recent Claim | May 2009 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 926 Terrace Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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