926 Spruce Ln, Williamstown, NJ 08094 Property Records

Gloucester County and Monroe Township property record for 926 Spruce Ln, Williamstown, NJ 08094

Property Summary

Property TypeVacant Land
Lot Size0.344 acres (14,985 sqft)
OwnerIndividual Name on Record
Last Sale$490,000 (Apr 2026)
Tax Bill$388 (2025)
Deeds & MortgagesApr 2026 Sale & Mortgage
Mar 2025 Sale & Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN11-08812-0000-00123

Property Details

APN / Parcel Number

Primary APN11-08812-0000-00123
Alternative APNs
  • 1100271000000013
  • 110881200123

Exterior

Lot Area14,985 sqft (0.344 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number1100271000000013
Street Address926 SPRUCE LN
CityWILLIAMSTOWN
StateNJ
Zip08094-4156
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Local Zoning CodeRGPR
Legal DescriptionFACILITY NAME: TAX LIEN FORECLOSURE
Legal SubdivisionMONROE
Legal Block8812
Legal Lot Number123
JurisdictionGLOUCESTER NJ
Township / Civil DivisionMONROE
Census Block Group1
Census Block1006
Census Tract501606

Owner

Source: Gloucester County and Monroe Township records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2026Deed, Transfer · FHA Mortgage
CROSSCOUNTRY MORTGAGE
Mar 31, 2025Deed, Subdivision Related Transfer · VA Mortgage
NAVY FCU
Jan 8, 2024Deed, Construction Loan · Construction Mortgage
RFLF 7 LLC
Jul 19, 2023Intrafamily Transfer, Transfer
CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO
May 27, 2022Bargain and Sale Deed, Transfer
Jan 22, 2021Correction Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2026 · Amount on Record
Deed SaleApr 17, 2026 · Amount on Record
Prior SaleMar 31, 2025 · Amount on Record
Deed Document Number202611994
Deed Book / Page7332 / 117
Prior Transfer DateDec 12, 2007
Prior Transfer Doc0000071350
Record UpdatedSep 20, 2026

April 2026: Deed, Transfer

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateApr 17, 2026
Property Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
Document Number0000011994
Book / Page7332 / 117
Instrument DateApr 10, 2026
Instrument2026.11994
Transaction TypeTransfer
Record UpdatedApr 27, 2026
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$49,490.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156

Mortgage

Document Number0000011995,
DateApr 17, 2026
Instrument2026..11995
Lender
NameCROSSCOUNTRY MORTGAGE
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

March 2025: Deed, Subdivision Related Transfer

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateMar 31, 2025
Property Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
Document Number0000009617
Book / Page7151 / 96
Instrument DateMar 6, 2025
Instrument9617
Transaction TypeSubdivision Related Transfer
Record UpdatedOct 30, 2025
Title CompanyFIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,110.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address55 WATERFORD BLUE ANCHOR RD, HAMMONTON, NJ 08037

Transferred To (Grantee/Buyer)

NameVerified Name
Address1123 FELIX WAY, WESTAMPTON, NJ 08060-5663

Mortgage

Document Number0000009618
DateMar 31, 2025
Instrument9618
Lender
NameNAVY FCU
TypeCredit Union
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2055

January 2024: Deed, Construction Loan

Document TypeDeed
JurisdictionGLOUCESTER NJ
Recording DateJan 8, 2024
Property Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
Document Number0000000741
Book / Page6956 / 159
Instrument DateDec 29, 2023
Instrument741
Transaction TypeConstruction Loan
Record UpdatedOct 30, 2025
Title CompanyUNKNOWN, SJSTITLE

Transaction

AmountAmount Recorded
Tax$125.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address18 STEEPLECHASE DR, TURNERSVILLE, NJ 08012-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address55 WATERFORD RD, HAMMONTON, NJ 08037-2328

Mortgage

Document Number0000000742
DateJan 8, 2024
Instrument742
Lender
NameRFLF 7 LLC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJan 1, 2025

July 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionGLOUCESTER NJ
Recording DateJul 19, 2023
Property Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
Document Number0000020889
Book / Page6880 / 68
Instrument DateJul 12, 2023
Instrument20889
Transaction TypeTransfer
Record UpdatedOct 30, 2025
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
Address18 STEEPLECHASE DR, TURNERSVILLE, NJ 08012-1645

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 STEEPLECHASE DR, TURNERSVILLE, NJ 08012-1645
InvestorPossibly a Property Investor

May 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionGLOUCESTER NJ
Recording DateMay 27, 2022
Property Address926 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
Document Number0000023368
Book / Page6686 / 64
Instrument DateMay 5, 2022
Instrument23368
Transaction TypeTransfer
Record UpdatedOct 30, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address125 VIRGINIA AVE, WILLIAMSTOWN, NJ 08094-1768

Transferred To (Grantee/Buyer)

NameVerified Name
Address18 STEEPLECHASE DR, TURNERSVILLE, NJ 08012-1645
InvestorPossibly a Property Investor

January 2021: Correction Deed, Foreclosure

Document TypeCorrection Deed
JurisdictionGLOUCESTER NJ
Recording DateJan 22, 2021
Property Address936 SPRUCE LN, WILLIAMSTOWN, NJ 08094-4156
Document Number0000004329
Instrument DateNov 19, 2020
Instrument4329
Transaction TypeForeclosure
Record UpdatedApr 14, 2021
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Tax Assessment & Valuation

Source: Gloucester County and Monroe Township assessment roll, as of July 6, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyGloucester County
County SubdivisionMonroe Township
Unified School DistrictMonroe Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$53,800 (+422.33%) Land $53,800$53,800 (+422.33%) Land $53,800
2025$388.00 (+2.92%)$10,300 (+212.12%) Land $10,300$10,300 (+212.12%) Land $10,300
2024$377.00 (+216.81%)
2023$3,300 (-) Land $3,300$3,300 (-) Land $3,300
2022$119.00 (-0.83%)$3,300 Land $3,300$3,300 Land $3,300
2021$120.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 16, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (1999–2007)
Claims Outside the SFHA2 of 2
Most Recent ClaimApr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 42% of the US · above 61% of New Jersey
Wildfire Likelihood0.06% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMONROE MUNICIPAL UTILITIES AUTHORITY
serves 26,179 people · EPA ID NJ0811002
Water SourcePurchased surface water from GLASSBORO WATER DEPARTMENT
Last State InspectionNov 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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