926 Shepard Pl, Watervliet, MI 49098 Property Records

Berrien County property record for 926 Shepard Pl, Watervliet, MI 49098

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 988 sqft · built 1960
Lot Size	0.461 acres (20,081 sqft)
Owner	Individual Name on File
Last Sale	$180,000 (Nov 2020)
Tax Bill	$4,527 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78-4700-0295-00-4`

Property Details

APN / Parcel Number

Primary APN	`78-4700-0295-00-4`
Alternative APN	`11-78-4700-0295-00-4`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Lot Area	20,081 sqft (0.461 acres)
Lot Dimensions	157 ft deep x 128 ft wide
Garage Area	520 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	926 SHEPARD PL
City	WATERVLIET
State	MI
Zip	49098-9306
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	THE N 128' OF THE S 256' OF LOTS 11 & 12 BLK 21 & THE W 17' OF N 128' OF S 256' OF LOT 10 BLK 21 LOVELAND HOMEACRES CITY OF WATERVLIET
Legal Subdivision	LOVELAND HOMEACRES
Legal Block	21
Legal Lot Number	10-12
Legal Unit	1,10
Jurisdiction	BERRIEN MI
Township / Civil Division	WATERVLIET
Census Block Group	4
Census Block	4017
Census Tract	10300

Owner

926 Shepard Pl is owned by an individual who bought it in November 2020.

Source: Berrien County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3761 N KOSTNER AVE, CHICAGO, IL 60641-3049
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Prior Sale	Jul 31, 1990 · Amount on File
Deed Book / Page	3301 / 1988
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Nov 23, 2020
Property Address	926 SHEPARD PL, WATERVLIET, MI 49098-9306
Document Number	03301/1988
Book / Page	3301 / 1988
Map Reference	LB 6 PG 45
Instrument Date	Oct 16, 2020
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 SHEPARD PL, WATERVLIET, MI 49098-9306

Mortgage

Document Number	0033011884
Date	Nov 23, 2020
Instrument	3301/1884

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 926 Shepard Pl was $4,527.

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
Municipality	Watervliet City
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$112,800	$225,600
2025	$4,527.00
2023		$91,500	$183,000
2022	$5,692.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 Shepard Pl in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 Shepard Pl is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERVLIET serves 2,735 people · EPA ID MI0006930
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Oct 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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