926 S Chicago St, Geneseo, IL 61254 Property Records

Henry County property record for 926 S Chicago St, Geneseo, IL 61254

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,454 sqft · built 1997
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Trust Names on File
Last Sale	$188,000 (Jul 2025)
Tax Bill	$4,816 (2025)
Deeds & Mortgages	May 2026 Transfer Sep 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-22-300-045`

Property Details

APN / Parcel Number

Primary APN	`08-22-300-045`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,454 sqft Living Area
1st Floor Area	1,454 sqft
Basement Area	1,454 sqft
Unfinished Basement	1,454 sqft

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Construction Type	Frame
Lot Area	12,632 sqft (0.29 acres)
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	926 S CHICAGO ST
City	GENESEO
State	IL
Zip	61254-1850
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 GENESEO VILLAGE SUB PT W SW SW SEC 22 T17N R3E LANDS INCORP
Legal Range	03E
Legal Township	17N
Legal Section	22
Legal Subdivision	GENESEO VILLAGE
Legal Block	300
Legal Lot Number	7
Jurisdiction	HENRY IL
Township / Civil Division	GENESEO
Census Block Group	4
Census Block	4004
Census Tract	30301

Owner

926 S Chicago St is owner-occupied and held in a trust since May 2026.

Source: Henry County records, as of June 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	926 S CHICAGO ST, GENESEO, IL 61254-1850
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Sep 27, 2021	Deed of Trust, Mortgage · VA Mortgage GERSHMAN INVESTMENT CORP
Jan 4, 2021	Deed of Trust, Mortgage · Line of Credit BLACKHAWK BANK & TRUST
Jul 9, 2020	Deed of Trust, Mortgage · Line of Credit MARK STUART
Jul 9, 2020	Grant Deed, Transfer · Line of Credit PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2025 · Amount on File
Deed Sale	Jul 23, 2025 · Amount on File
Prior Sale	Jul 9, 2020 · Amount on File
Deed Document Number	20253567
Last Transfer Date	May 12, 2026
Transfer Doc	0000002555
Record Updated	Sep 20, 2026

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HENRY IL
Recording Date	May 28, 2026
Property Address	926 S CHICAGO ST, GENESEO, IL 61254-1850
Document Number	0000002555
Instrument Date	May 12, 2026
Instrument	20262555
Transaction Type	Transfer
Record Updated	Aug 29, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	926 S CHICAGO ST, GENESEO, IL 61254-1850

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	926 S CHICAGO ST, GENESEO, IL 61254-1850
Transaction Type	Mortgage
Record Updated	Oct 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006182
Date	Sep 27, 2021
Instrument	20-2106182

Lender

Name	GERSHMAN INVESTMENT CORP
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Interest

Rate	3.75%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	926 S CHICAGO ST, GENESEO, IL 61254-1850
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202100045
Date	Jan 4, 2021
Instrument	20-2100045

Lender

Name	BLACKHAWK BANK & TRUST
Type	Bank
Address	MILAN, IL 61264

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	926 S CHICAGO ST, GENESEO, IL 61254-1850
Document Number	0000004366
Instrument Date	Jul 9, 2020
Transaction Type	Mortgage
Record Updated	Aug 26, 2020
Title Company	WESTERN ILLINOIS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	926 S CHICAGO ST GENESEO IL 612541850, GENESEO, IL 61254-1850

Mortgage

Document Number	0000004366
Date	Jul 16, 2020
Instrument	4366

Lender

Name	MARK STUART

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HENRY IL
Recording Date	Jul 9, 2020
Property Address	926 S CHICAGO ST, GENESEO, IL 61254-1850
Document Number	0000004199
Instrument Date	Jul 7, 2020
Instrument	4199
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	WESTERN ILLINOIS TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	605 IBERVILLE DR FOLEY AL 365352449, FOLEY, AL 36535-2449

Mortgage

Document Number	4200
Date	Jul 9, 2020
Instrument	4200

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%

Tax Assessment & Valuation

The 2025 property tax bill for 926 S Chicago St was $4,816 with exemptions applied.

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Geneseo Township
Municipality	Geneseo City
Unified School District	Geneseo Community Unit School District 228 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,816.00	$71,458 Land $6,186 Building $65,272	$214,374 Land $18,558 Building $195,816
2022		$56,791 Land $4,916 Building $51,875	$170,373 Land $14,748 Building $155,625
2021	$3,459.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 926 S Chicago St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 S Chicago St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEO serves 6,539 people · EPA ID IL0730500
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	3 ppb (2026–2028) action level 15 ppb
Copper	1.4 mg/L (2015–2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Geneseo Communications Services Fiber · Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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