926 S 5th St, Gadsden, AL 35901 Property Records

Etowah County property record for 926 S 5th St, Gadsden, AL 35901

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,122 sqft · built 1945
Lot Size	0.283 acres (12,360 sqft)
Owner	Individual Name on File
Tax Bill	$741 (2026)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-02-09-4-000-054.000`

Property Details

APN / Parcel Number

Primary APN	`15-02-09-4-000-054.000`
Alternative APNs	`259411` `35343`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	1,122 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1945
Effective Year Built	Effective 1945
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,360 sqft (0.283 acres)
Lot Dimensions	206 ft deep x 60 ft wide
View / Lot	Waterfront
Garage Type	Carport
Garage Area	280 sqft
Carport	Carport
Carport Area	280 sqft
Utility Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Account Number	259411
Street Address	926 S 5TH ST
City	GADSDEN
State	AL
Zip	35901-5118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H/S BASE YEAR - LT 29 BLK B EDENWOOD ADD RE-SUR PLAT C-257 9-12-6 1983 WILL,1403-901,1594-201,D-1998-2015,D-2003-1643 D-2005-1902,D-2013-3396062,D-2022-3533715
Legal Range	6E
Legal Township	12S
Legal Section	9
Legal Subdivision	EDENWOOD ADD RE-SUR
Legal Block	B
Legal Lot Number	29
Jurisdiction	ETOWAH AL
Township / Civil Division	GADSDEN
Census Block Group	3
Census Block	3009
Census Tract	1200

Owner

926 S 5th St is owned and occupied by an individual.

Source: Etowah County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	926 S 5TH ST, GADSDEN, AL 35901-5118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ETOWAH AL
Recording Date	Jan 12, 2022
Property Address	926 S 5TH ST, GADSDEN, AL 35901
Document Number	0003533715
Instrument Date	Jan 7, 2022
Instrument	3533715
Transaction Type	Transfer
Record Updated	Nov 4, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 S 5TH ST, GADSDEN, AL 35901

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 S 5TH ST, GADSDEN, AL 35901

Mortgage

Document Number	0003533716
Date	Jan 12, 2022
Instrument	3533716

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 926 S 5th St was $741, down 4.5% from the year before.

Source: Etowah County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Etowah County
Municipality	Gadsden City
Unified School District	Gadsden City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$741.00 (-4.51%)
2025	$776.00	$15,840 (-) Land $3,220 Building $12,620	$79,200 (-) Land $16,100 Building $63,100
2024	$776.00	$15,840 (+1%) Land $3,220 Building $12,620	$79,200 (-) Land $16,100 Building $63,100
2023	$776.00 (+163.95%)	$7,920 (+13.3%) Land $1,610 Building $6,310	$79,200 (+13.3%) Land $16,100 Building $63,100
2022	$294.00 Homeowner's exemption	$6,990 Land $1,610 Building $5,380	$69,900 Land $16,100 Building $53,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 926 S 5th St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	6 (1979–1999)
Claims Outside the SFHA	2 of 6
Most Recent Claim	Jun 1999 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, Feb 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 S 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GADSDEN, THE WWSB OF THE serves 44,637 people · EPA ID AL0000577
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Sparklight.

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