926 Rail Road Flat Rd, Rail Road Flat, CA 95248 Property Records

Calaveras County property record for 926 Rail Road Flat Rd, Rail Road Flat, CA 95248

Property Summary

Property Type	Ranch
Details	2 bd · 1 ba · 1,248 sqft · built 1976
Lot Size	5 acres (217,800 sqft)
Owner	Individual Name on Record
Last Sale	$112,000 (Aug 2013)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Jul 2019 Mortgage May 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-029-072-000`

Property Details

APN / Parcel Number

Primary APN	`020-029-072-000`
Alternative APN	`020-029-072`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,248 sqft Gross Area
1st Floor Area	1,248 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1992
Architectural Style	Conventional
Construction Type	Wood
Lot Area	217,800 sqft
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Old Parcel Number	020-029-072
Street Address	926 RAIL ROAD FLAT RD
City	RAIL ROAD FLAT
State	CA
Zip	95248-1076
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Ranch
Local Zoning Code	RA20
Legal Description	SR POR SE4 OF NE4 OF 3 T5R13
Legal Subdivision	TOWNSHIP 5 NORTH
Legal Lot Number	3
Legal Unit	13
Jurisdiction	CALAVERAS CA
Township / Civil Division	ARNOLD-WEST POINT
Census Block Group	5
Census Block	5003
Census Tract	400

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 222, RAIL ROAD FLAT, CA 95248-0222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2019	Deed of Trust, Mortgage FREMONT BANK
May 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Aug 30, 2019	Quit Claim Deed, Transfer CALIBER HM LOANS
Aug 30, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 16, 2013 · Amount on Record
Deed Sale	Aug 16, 2013 · Amount on Record
Deed Document Number	201311712
Prior Transfer Date	Jun 28, 2013
Prior Transfer Doc	0000011712
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	926 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1076
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007766
Date	Jul 12, 2019
Instrument	2019-007766

Lender

Name	FREMONT BANK
Type	Mortgage Company
Address	LIVERMORE, CA 94551

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALAVERAS CA
Property Address	926 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1076
Transaction Type	Mortgage
Record Updated	Aug 26, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1076

Mortgage

Document Number	0000009957
Date	May 28, 2021
Instrument	2021-009957

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	PLEASANTON, CA 94566

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 30, 2019
Property Address	926 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1076
Document Number	0000010018
Instrument Date	Aug 23, 2019
Instrument	10018
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 S RAILROAD FLAT RD RAIL ROAD FLAT CA 95248, RAIL ROAD FLAT, CA 95248

Mortgage

Document Number	10019
Date	Aug 30, 2019
Instrument	10019

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALAVERAS CA
Recording Date	Aug 30, 2019
Property Address	926 RAIL ROAD FLAT RD, RAIL ROAD FLAT, CA 95248-1076
Document Number	0000010020
Instrument Date	Aug 23, 2019
Instrument	10020
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	926 S RAILROAD FLAT RD RAIL ROAD FLAT CA 95248, RAIL ROAD FLAT, CA 95248

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	California
County	Calaveras County
Unified School District	Calaveras Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$174,651 (+2%) Land $49,612 Building $125,039
2025	$2,110.00 (+1.98%) Homeowner's exemption	$171,228 (+4.04%) Land $48,640 Building $122,588
2023	$2,069.00 (-2.77%) Homeowner's exemption	$164,581 Land $46,752 Building $117,829
2022	$2,128.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 96% of the US · above 84% of California
Wildfire Likelihood	2% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

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