926 Morgantown Rd, Reading, PA 19607 Property Records

Berks County property record for 926 Morgantown Rd, Reading, PA 19607

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,404 sqft · built 1955
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,861 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Apr 2022 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`5305-02-89-8988`

Property Details

APN / Parcel Number

Primary APN	`5305-02-89-8988`
Alternative APNs	`39-5305-02-89-8988` `39400055` `400055`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,404 sqft Living Area
1st Floor Area	1,404 sqft
Basement Area	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
View / Lot	Neighborhood
Garage Type	Attached
Porch	Open Frame Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	39400055
Street Address	926 MORGANTOWN RD
City	READING
State	PA
Zip	19607-9517
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	89
Jurisdiction	BERKS PA
Township / Civil Division	CUMRU
Census Block Group	2
Census Block	2023
Census Tract	11603

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	926 MORGANTOWN RD, READING, PA 19607-9517
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · FHA Mortgage ADVANTAGEFIRST LENDING INC
Apr 22, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	926 MORGANTOWN RD, READING, PA 19607-9517
Transaction Type	Mortgage
Record Updated	Mar 1, 2024
Title Company	NOT AVAILABLE, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MORGANTOWN RD, READING, PA 19607-9517

Mortgage

Document Number	0000004696
Date	Feb 20, 2024
Instrument	2024004696

Lender

Name	ADVANTAGEFIRST LENDING INC
Type	Lending Institution
Address	RANCHO SANTA MARGARITA, CA 92688

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	926 MORGANTOWN RD, READING, PA 19607-9517
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MORGANTOWN RD, READING, PA 19607-9517

Mortgage

Document Number	0000016661
Date	Apr 22, 2022
Instrument	2022016661

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 29, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
County Subdivision	Cumru Township
Unified School District	Governor Mifflin School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,861.00 (+24.9%) Homeowner's exemption	$93,700 (-) Land $36,000 Building $57,700	$36,000 (-61.58%) Land $36,000
2024	$1,490.00	$93,700 Land $36,000 Building $57,700
1994			$93,700 Land $36,000 Building $57,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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