926 Morgan St, Saint Joseph, MO 64504 Property Records

Buchanan County property record for 926 Morgan St, Saint Joseph, MO 64504 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,200 sqft · built 1906
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Tax Bill	$648 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Sep 2005 Mortgage + 3 more
APN	`06-9.0-31-003-001-099.000`

Property Details

APN / Parcel Number

Primary APN	`06-9.0-31-003-001-099.000`

Interior

Building Area	1,200 sqft Base Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1906
Effective Year Built	Effective 1906
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	120 ft deep x 110 ft wide

Location & Zoning

Street Address	926 MORGAN ST
City	SAINT JOSEPH
State	MO
Zip	64504-2445
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUB:AVONDALE LOT:1 BLK:4LGL DESC:& L 2-3-&-4 & W 10' OFF W SIDE OF L 5
Legal Subdivision	AVONDALE
Legal Block	4
Legal Lot Number	1
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1034
Census Tract	2500

Owner

Source: Buchanan County records · APN 06-9.0-31-003-001-099.000

Assessment roll updated November 4, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 26, 2022	Deed of Trust, Mortgage · Line of Credit LUMINATE BANK
Sep 06, 2005	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jun 03, 2026	Warranty Deed, Transfer PREFERRED TITLE
Feb 02, 2026	Intrafamily Transfer, Transfer PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L
Dec 03, 2019	Warranty Deed, Transfer PREFERRED TITLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Feb 02, 2026
Transfer Doc	003815/556
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445
Transaction Type	Mortgage
Record Updated	Jun 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445

Mortgage

Document Number	003780/683
Date	Sep 26, 2022
Book Page	3780/683
Instrument	2022009308

Lender

Name	LUMINATE BANK
Type	Bank
Address	WICHITA, KS 67207

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445
Transaction Type	Mortgage
Record Updated	Jun 19, 2026
Title Company	ST JOSEPH TITLE & ABSTRACT C

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02830/0049
Date	Sep 06, 2005
Book Page	2830/0049
Instrument	2005014123

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 01, 2020

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 03, 2026
Property Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445
Document Number	0000004375
Book / Page	3819 / 142
Instrument Date	Jun 02, 2026
Instrument	20264375
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Feb 02, 2026
Property Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445
Document Number	003815/556
Book / Page	3815 / 556
Instrument Date	Feb 02, 2026
Instrument	2026000742
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Dec 03, 2019
Property Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445
Document Number	0003744/78
Book / Page	3744 / 78
Instrument Date	Dec 03, 2019
Instrument	2019010535
Transaction Type	Transfer
Record Updated	Jun 19, 2026
Title Company	PREFERRED TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MORGAN ST, SAINT JOSEPH, MO 64504-2445

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$648.00 (+0.15%)	$9,220 (+4.77%) Land $3,160 Building $6,060	$48,560 (+4.79%) Land $16,640 Building $31,920
2024	$647.00 (+10.41%)
2023	$586.00 (-0.68%)	$8,800 (-) Land $3,160 Building $5,640	$46,340 (-) Land $16,640 Building $29,700
2022	$590.00	$8,800 Land $3,160 Building $5,640
2021			$46,340 Land $16,640 Building $29,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210025001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1984–2020)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Jul 2020, river or lake flooding
Claims By Storm	Severe Storms & Flooding, Jul 1993 · 3 claims

Wildfire

Wildfire Risk	Low above 3% of the US · above 5% of Missouri
Wildfire Likelihood	About 1 in 5,556 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 208 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
United Electric Cooperative	Fiber	1,000 / 1,000
Optimum Communications	Cable	940 / 35
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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