926 Montague Rd, Covington, KY 41011 Property Records

Kenton County property record for 926 Montague Rd, Covington, KY 41011

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,520 sqft · built 1909
Lot Size	0.084 acres (3,668 sqft)
Owner	Individual Name on Record
Last Sale	$330,000 (May 2023)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Apr 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-42-03-003.00`

Property Details

APN / Parcel Number

Primary APN	`040-42-03-003.00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,520 sqft Finished Area
Gross Area	2,970 sqft

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Roof Material	Metal
Lot Area	3,668 sqft (0.084 acres)
Lot Dimensions	104 ft deep x 35 ft wide
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	926 MONTAGUE RD
City	COVINGTON
State	KY
Zip	41011-2045
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CASEY & KENNEDY PT LOTS 70-71 35'X 104.83' NS MONTAGUE 127.44' E JUNCTION MONTAGUE & LEWIS
Legal Subdivision	CASEY & KENNEDY
Legal Lot Number	70,71
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1013
Census Tract	61600

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	926 MONTAGUE RD, COVINGTON, KY 41011-2045
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 2, 2023	Warranty Deed, Transfer · Conventional Mortgage NATIONS RELIABLE LENDING LLC
Apr 22, 2021	Deed, Transfer KENTUCKY LAND TITLE AGENCY
May 23, 2018	Grant Deed, Transfer KENTUCKY LAND TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 2, 2023 · Amount on Record
Deed Sale	May 2, 2023 · Amount on Record
Prior Sale	Jul 27, 2022 · Amount on Record
Deed Document Number	202371
Deed Book / Page	224 / 615
Prior Transfer Date	Jul 21, 2022
Prior Transfer Doc	0000000287
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	May 2, 2023
Property Address	926 MONTAGUE RD, COVINGTON, KY 41011-2045
Document Number	0005900071
Book / Page	KC 224 / 616
Map Reference	PL 27
Instrument Date	Apr 28, 2023
Instrument	23050205900071
Transaction Type	Transfer
Record Updated	May 15, 2023
Title Company	AMERICAN HOMELAND TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	520 CHURCH ST, LUDLOW, KY 41016-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MONTAGUE RD, COVINGTON, KY 41011-2045

Mortgage

Document Number	0005900072
Date	May 2, 2023
Book Page	KCM 458/53
Instrument	23050205900072

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company
Address	HOUSTON, TX 77057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Apr 22, 2021
Property Address	926 MONTAGUE RD, COVINGTON, KY 41011-2045
Document Number	0005900151
Book / Page	86 / 112
Map Reference	PL 27
Instrument Date	Apr 20, 2021
Instrument	21042205900151
Transaction Type	Transfer
Record Updated	May 18, 2021
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$45.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19 STONEGATE DR, 19, FLORENCE, KY 41042-9309

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 CHURCH ST, LUDLOW, KY 41016-1303

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KENTON KY
Recording Date	May 23, 2018
Property Address	926 MONTAGUE RD, COVINGTON, KY 41011-2045
Document Number	0000000214
Book / Page	0C6416 / 000219
Instrument Date	May 11, 2018
Instrument	214
Transaction Type	Transfer
Record Updated	Jun 18, 2018
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	195 STONEGATE FLORENCE KY 41042, FLORENCE, KY 41042

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,000 (-) Land $10,000 Building $320,000	$330,000 (-) Land $10,000 Building $320,000
2025	$4,372.00 (+310.52%)	$330,000 (+312.5%) Land $5,000 Building $325,000	$330,000 (+312.5%) Land $5,000 Building $325,000
2023	$1,065.00	$80,000 Land $5,000 Building $75,000	$80,000 Land $5,000 Building $75,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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