926 Mona Ln, Oviedo, FL 32765 Property Records

Seminole County property record for 926 Mona Ln, Oviedo, FL 32765

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,869 sqft · built 2022
Owner	Individual Name on File
Last Sale	$574,990 (Mar 2022)
Tax Bill	$7,201 (2025)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-21-31-511-0000-0060`

Property Details

APN / Parcel Number

Primary APN	`26-21-31-511-0000-0060`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,869 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Parking Spaces	2 Parking Spaces
Pool Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	926 MONA LN
City	OVIEDO
State	FL
Zip	32765-9096
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 6 BRIGHTON ESTATES PLAT BOOK 84 PAGES 28-29
Legal Range	31
Legal Township	21
Legal Section	26
Legal Subdivision	BRIGHTON ESTATES
Legal Tract	511
Legal Lot Number	6
Jurisdiction	SEMINOLE FL
Township / Civil Division	OVIEDO
Census Block Group	3
Census Block	3005
Census Tract	21320

Owner

926 Mona Ln is owned and occupied by an individual who bought it in March 2022.

Source: Seminole County records, as of December 5, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	926 MONA LN, OVIEDO, FL 32765-9096
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 22, 2022 · Amount on File
Deed Sale	Mar 22, 2022 · Amount on File
Deed Document Number	2022034802
Deed Book / Page	10199 / 99
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEMINOLE FL
Recording Date	Mar 22, 2022
Property Address	926 MONA LN, OVIEDO, FL 32765-9096
Document Number	0101990099
Book / Page	10199 / 99
Map Reference	MB 84 PG 28
Instrument Date	Mar 18, 2022
Instrument	2022034802
Transaction Type	Transfer
Record Updated	May 25, 2023
Title Company	COBBLESTONE TITLE SERVICES LLC, COBBLESTONE TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1100 WILLINGHAM RD, CHULUOTA, FL 32766-9550

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 MONA LN, OVIEDO, FL 32765-9096

Mortgage

Document Number	0010199100
Date	Mar 22, 2022
Instrument	10199/100

Lender

Name	HAMILTON HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 926 Mona Ln was $7,201 with a homeowner's exemption.

Source: Seminole County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Seminole County
Unified School District	Seminole County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,201.00 Homeowner's exemption	$507,574	$531,935 Land $150,000 Building $381,935
2023	$6,337.00 (+236.72%) Homeowner's exemption	$478,902 (+331.44%)	$478,902 (+7.89%) Land $119,000 Building $359,902
2022	$1,882.00	$111,000	$443,892 Land $111,000 Building $332,892

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 926 Mona Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 54 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	54 in force
Nearby Flood Claims	4 (2017–2022)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Sep 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 Mona Ln is moderate, ranking above 43% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SEMINOLE COUNTY SOUTHEAST serves 70,040 people · EPA ID FL3590571
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20