926 Hegeman St, Schenectady, NY 12306 Property Records

Schenectady County and Schenectady City property record for 926 Hegeman St, Schenectady, NY 12306

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 960 sqft · built 1895
Lot Size	0.082 acres (3,600 sqft)
Owner	Individual Name on File
Last Sale	$140,000 (Jul 2023)
Tax Bill	$3,622 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Jul 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 48.68-2-12`

Property Details

APN / Parcel Number

Primary APN	`421500 48.68-2-12`
Alternative APN	`150004806800020120000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	960 sqft Living Area
1st Floor Area	480 sqft
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1895
Architectural Style	Traditional
Exterior Material	Composition/Composite
Lot Area	3,600 sqft (0.082 acres)
Lot Dimensions	120 ft deep x 30 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	78 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	926 HEGEMAN ST
City	SCHENECTADY
State	NY
Zip	12306-4120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	03 - MULTI
Legal Description	AGED AFFIDAVIT REQUIRED 1X WOOD AND GARAGE
Legal Block	2
Legal Lot Number	12.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3006
Census Tract	33200

Owner

926 Hegeman St is owned and occupied by an individual who bought it in July 2023.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed, Transfer · Conventional Mortgage BROADVIEW FCU
Jul 20, 2023	Warranty Deed, Transfer LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC
Jul 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage PLAZA HOME MORTGAGE INC
Oct 31, 2018	Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP
Jan 10, 2018	Warranty Deed, Transfer · FHA Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 11, 2023 · Amount on File
Deed Sale	Jul 11, 2023 · Amount on File
Prior Sale	Oct 31, 2018 · Amount on File
Deed Document Number	202339480
Deed Book / Page	2111 / 599
Record Updated	Oct 29, 2026

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 11, 2023
Property Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120
Document Number	0000039480
Book / Page	2111 / 599
Instrument Date	Jun 30, 2023
Instrument	202339480
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 FOXWOOD DR S, CLIFTON PARK, NY 12065-7022

Mortgage

Document Number	0000039484
Date	Jul 11, 2023
Instrument	202339484

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10%
Max Rate	10%

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jul 20, 2023
Property Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120
Document Number	0000041346
Book / Page	2112 / 209
Map Reference	MB 1748 PG 42
Instrument Date	Jun 27, 2023
Instrument	202341346
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Tax	$706.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	28 ALVEY ST, SCHENECTADY, NY 12304-3104

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000033283
Date	Jul 26, 2017
Book Page	4775/486
Instrument	201733283

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Oct 31, 2018
Property Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120
Document Number	0000048276
Book / Page	1999 / 028
Instrument Date	Oct 29, 2018
Instrument	201848276
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$270.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 HEGEMAN ST, 926, SCHENECTADY, NY 12306-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 QUEENS DR APT 103, 103, SCHENECTADY, NY 12304-3413

Mortgage

Document Number	0000048279
Date	Oct 31, 2018
Instrument	201848279

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jan 10, 2018
Property Address	926 HEGEMAN ST, SCHENECTADY, NY 12306-4120
Document Number	0000001568
Book / Page	1979 / 378
Map Reference	LB 1889 PG 197
Instrument Date	Jan 2, 2018
Instrument	201801568
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	OLD REPUBLIC TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$238.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 HEGEMAN ST, 926, SCHENECTADY, NY 12306-4120

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 BEAVER MEADOW RD, COOPERSTOWN, NY 13326-4901

Mortgage

Document Number	0000001570
Date	Jan 10, 2018
Book Page	4813/134
Instrument	201801570

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Address	WAKEFIELD, MA 01880

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 926 Hegeman St was $3,622, up 2.9% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,622.00 (+2.93%)
2025	$3,519.00	$63,837 Land $10,400 Building $53,437	$105,708 Land $17,221 Building $88,487
2023		$63,837 (-) Land $10,400 Building $53,437	$80,806 (+3.8%) Land $13,165 Building $67,641
2022		$63,837 Land $10,400 Building $53,437	$77,850 Land $12,683 Building $65,167
2021	$3,309.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 926 Hegeman St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 926 Hegeman St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 844 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Greenlight Networks.

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