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926 E 25th St, Panama City, FL 32405 Property Records

Bay County property record for 926 E 25th St, Panama City, FL 32405

Property Summary

Property TypeVacant Land
Lot Size0.095 acres (4,138 sqft)
OwnerCompany Name on File
Last Sale$100 (Aug 2025)
Tax Bill$210 (2025)
Deeds & MortgagesMar 2026 Mortgage
Oct 2025 Transfer
Flood ZoneZone X (minimal risk)
APN12987-550-005

Property Details

APN / Parcel Number

Primary APN12987-550-005

Exterior

Lot Area4,138 sqft (0.095 acres)
Lot Dimensions110 ft deep x 38 ft wide

Location & Zoning

Street Address926 E 25TH ST
CityPANAMA CITY
StateFL
Zip32405-5246
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionBONITAS CROSSINGS LOT 1 ORB 4799 P 1824
Legal SubdivisionBONITAS CROSSINGS
Legal Lot Number1
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group3
Census Block3048
Census Tract1302

Owner

926 E 25th St, vacant land, is owned by a company that bought it in August 2025.

Source: Bay County records, as of April 8, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 974, LYNN HAVEN, FL 32444-0974
Owner TypeCompany
VestingLimited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 16, 2026Deed of Trust, Mortgage · Conventional Mortgage
NEW AMERICAN FUNDING
Oct 14, 2025Correction Deed
PROMINENT TITLE LLC, PROVIDENT TITLE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 11, 2025 · Amount on File
Deed SaleAug 11, 2025 · Amount on File
Deed Document Number202545172
Deed Book / Page4940 / 2309
Prior Transfer DateJul 27, 2025
Prior Transfer Doc0049402309
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address926 E 25TH ST, PANAMA CITY, FL 32405-5246
Transaction TypeMortgage
Record UpdatedApr 20, 2026
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address926 E 25TH ST, PANAMA CITY, FL 32405-5246

Mortgage

Document Number0050130067
DateMar 16, 2026
Book Page5013/67
Instrument2026015626
Lender
NameNEW AMERICAN FUNDING
TypeLending Institution
AddressSANTA ANA, CA 92707
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

October 2025: Correction Deed

Document TypeCorrection Deed
JurisdictionBAY FL
Recording DateOct 14, 2025
Property Address926 E 25TH ST, PANAMA CITY, FL 32405-5246
Document Number0049630043
Book / Page4963 / 43
Map ReferenceMB 30 PG 95
Instrument DateOct 10, 2025
Instrument2025059669
Record UpdatedNov 7, 2025
Title CompanyPROMINENT TITLE LLC, PROVIDENT TITLE LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 794, LYNN HAVEN, FL 32444-0794

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 974, LYNN HAVEN, FL 32444-0974

Tax Assessment & Valuation

The 2025 property tax bill for 926 E 25th St was $210, up 17.3% from the year before.

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$210.00 (+17.32%)$17,000 (+14.86%) Land $17,000$17,000 (+14.86%) Land $17,000
2024$179.00$14,800 Land $14,800$14,800 Land $14,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 E 25th St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 46 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies46 in force
Nearby Flood Claims21 (1998–2018)
Claims Outside the SFHA6 of 21
Most Recent ClaimOct 2018 · Hurricane Michael
Claims by Event
  • Hurricane Michael, Oct 2018 · 11 claims
  • Severe Storms And Flooding, Jul 2013 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 E 25th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBAY COUNTY WATER SYSTEM
serves 40,848 people · EPA ID FL1030050
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20

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