926 Cy Cir, Concord, NC 28025 Property Records

Cabarrus County property record for 926 Cy Cir, Concord, NC 28025

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,232 sqft · built 1992
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on Record
Last Sale	$130,000 (May 2021)
Tax Bill	$778 (2023)
Deeds & Mortgages	May 2021 Sale & Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`11046A0107.000000`

Property Details

APN / Parcel Number

Primary APN	`11046A0107.000000`
Alternative APNs	`5538 48 7726` `116195` `146422`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	1,472 sqft
1st Floor Area	1,232 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 2010
Architectural Style	Mobile/Manufactured
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	252 ft deep x 52 ft wide
Deck Area	240 sqft
Patio Area	240 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	146422
Street Address	926 CY CIR
City	CONCORD
State	NC
Zip	28025-7713
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	MDR
Legal Description	LT 107 SOUTHBROOK
Legal Subdivision	SOUTHBROOK MHP I-V
Legal Lot Number	107
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	5
Census Block	5000
Census Tract	40501

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	926 CY CIR, CONCORD, NC 28025-7713
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jun 8, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2021 · Amount on Record
Deed Sale	May 19, 2021 · Amount on Record
Prior Sale	Jun 8, 2017 · Amount on Record
Deed Book / Page	15181 / 341
Record Updated	Oct 29, 2026

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 19, 2021
Property Address	926 CY CIR, CONCORD, NC 28025-7713
Document Number	0015181341
Book / Page	15181 / 341
Map Reference	MB 25 PG 22
Instrument Date	May 19, 2021
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CASTLE TITLE AGENCY LLC, MASTER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	521 HALLIWELL ST, 521, CHARLOTTE, NC 28262-1537

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 CY CIR, CONCORD, NC 28025-7713

Mortgage

Document Number	0015181344
Date	May 19, 2021
Instrument	15181/344

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	3.15%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2026
Change Frequency	5 Years
Min Rate At Change	3.75%
Max Rate At Change	5.15%
Max Rate	9.15%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jun 8, 2017
Property Address	926 CY CIR, CONCORD, NC 28025-7713
Document Number	1252570
Book / Page	012525 / 000070
Instrument Date	Jun 2, 2017
Instrument	14419
Transaction Type	Transfer
Record Updated	Jun 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$106.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	521 HALLIWELL ST CHARLOTTE NC 282621537, CHARLOTTE, NC 28262-1537

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$183,900 (+96.2%) Land $45,000 Building $138,900
2024			$183,900 (+96.2%) Land $45,000 Building $138,900
2023	$778.00	$93,730 Land $11,500 Building $82,230	$93,730 Land $11,500 Building $82,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 565 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber, Verizon.

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