926 Covington Ave, Piqua, OH 45356 Property Records

Miami County property record for 926 Covington Ave, Piqua, OH 45356

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,500 sqft · built 1936
Lot Size	0.28 acres (12,197 sqft)
Owner	2 Individual Names on File
Last Sale	$59,900 (Jun 2016)
Tax Bill	$1,668 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`N44-097145`

Property Details

APN / Parcel Number

Primary APN	`N44-097145`
Alternative APNs	`060618.3-02-023-00` `N44SW025 00300`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	3,000 sqft
Basement Area	1,500 sqft
Unfinished Basement	1,500 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 2015
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	200 ft deep x 76 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	104 sqft
Deck Area	96 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	926 COVINGTON AVE
City	PIQUA
State	OH
Zip	45356-3211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OL 229 66' & 10' ALLEY
Legal Subdivision	PIQUA
Jurisdiction	MIAMI OH
Township / Civil Division	PIQUA
Census Block Group	5
Census Block	5004
Census Tract	315002

Owner

926 Covington Ave is owned and occupied by two individuals who acquired it in February 2025.

Source: Miami County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	926 COVINGTON AVE, PIQUA, OH 45356-3211
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Jan 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HONDA FCU
Apr 26, 2022	Deed of Trust, Mortgage · FHA Mortgage WESTERN OHIO MORTGAGE CORP
Sep 26, 2017	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2016 · Amount on File
Deed Sale	Jun 21, 2016 · Amount on File
Prior Sale	Mar 10, 2015 · Amount on File
Deed Document Number	2016OR-07312
Last Transfer Date	Feb 5, 2025
Transfer Doc	0000002621
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	926 COVINGTON AVE, PIQUA, OH 45356-3211
Transaction Type	Mortgage
Record Updated	Dec 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 COVINGTON AVE, PIQUA, OH 45356-3211

Mortgage

Document Number	0000013805
Date	Dec 1, 2025
Instrument	2025OR-13805

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	10194 CROSSPOINT BLVD STE 110, INDIANAPOLIS, IN 46256

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2055

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	926 COVINGTON AVE, PIQUA, OH 45356-3211
Transaction Type	Mortgage
Record Updated	Feb 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000791
Date	Jan 24, 2023
Instrument	2023OR-00791

Lender

Name	HONDA FCU
Type	Credit Union
Address	MARYSVILLE, OH 43040

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 15, 2038

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	926 COVINGTON AVE, PIQUA, OH 45356-3211
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006607
Date	Apr 26, 2022
Instrument	2022OR-06607

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company
Address	SIDNEY, OH 45365

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	926 COVINGTON AVE, PIQUA, OH 45356-3211
Document Number	0000013819
Instrument Date	Sep 26, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 COVINGTON AVE PIQUA OH 453563211, PIQUA, OH 45356-3211

Mortgage

Document Number	0000013819
Date	Nov 8, 2017
Instrument	13819

Lender

Name	MISCELLANEOUS GOVT AGCY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 7, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 926 Covington Ave was $1,668 with a homeowner's exemption, up 26% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
Municipality	Piqua City
Unified School District	Piqua City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,668.00 (+25.98%) Homeowner's exemption	$51,450 (+59.58%) Land $8,680 Building $42,770	$147,000 Land $24,800 Building $122,200
2024	$1,324.00 (+1.85%) Homeowner's exemption	$32,240 (-) Land $9,700 Building $22,540
2023	$1,300.00 (-3.49%) Homeowner's exemption	$32,240 (-) Land $9,700 Building $22,540	$92,100 (-) Land $27,700 Building $64,400
2022	$1,347.00 Homeowner's exemption	$32,240 Land $9,700 Building $22,540	$92,100 Land $27,700 Building $64,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 Covington Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 Covington Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PIQUA CITY PWS serves 20,354 people · EPA ID OH5501211
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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