926 Constanza Ct, Henderson, KY 42420 Property Records

Henderson County property record for 926 Constanza Ct, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,200 sqft · built 2004
Lot Size	0.304 acres (13,229 sqft)
Owner	Company Name on File
Last Sale	$40,000 (Jun 2024)
Tax Bill	$2,683 (2025)
Deeds & Mortgages	Oct 2019 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`64I-75`

Property Details

APN / Parcel Number

Primary APN	`64I-75`
Alternative APN	`46145`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,200 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,229 sqft (0.304 acres)
Garage Type	Attached
Garage Area	506 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	65 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	46145
Street Address	926 CONSTANZA CT
City	HENDERSON
State	KY
Zip	42420-5335
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	WOLF HILLS
Legal Block	2
Legal Lot Number	75
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	4
Census Block	4027
Census Tract	20701

Owner

926 Constanza Ct is owned by a company that bought it in June 2024.

Source: Henderson County records, as of November 25, 2025

Owner of Record	Company Name on File
Mailing Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage INDEPENDENCE BANK OF KENTUCKY
May 9, 2022	Deed of Trust, Mortgage INDEPENDENCE BANK OF KENTUCKY
Nov 20, 2019	Deed, Transfer
May 3, 2019	Deed, Transfer INDEPENDENCE BANK OF KENTUCKY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2024 · Amount on File
Deed Sale	Jun 6, 2024 · Amount on File
Prior Sale	Apr 10, 2024 · Amount on File
Deed Document Number	20244896
Deed Book / Page	676 / 34
Prior Transfer Date	Nov 18, 2019
Prior Transfer Doc	RE0640/764
Record Updated	Jun 8, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1296/861
Date	Oct 25, 2019
Book Page	MT 1296/861
Instrument	2019011930

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Nov 1, 2029

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1390/935
Date	May 9, 2022
Book Page	MT1390/935
Instrument	2022004615

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2037

November 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 20, 2019
Property Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335
Document Number	RE0640/764
Book / Page	RE 0640 / 764
Map Reference	MB 7 PG 136
Instrument Date	Nov 18, 2019
Instrument	2019012921
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335

May 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	May 3, 2019
Property Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335
Document Number	RE0637/208
Book / Page	RE 0637 / 208
Map Reference	MB 7 PG 136
Instrument Date	Apr 30, 2019
Instrument	2019004630
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	926 CONSTANZA CT, 926, HENDERSON, KY 42420-5335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 CONSTANZA CT, HENDERSON, KY 42420-5335

Mortgage

Document Number	2019004631
Date	May 3, 2019
Instrument	2019004631

Lender

Name	INDEPENDENCE BANK OF KENTUCKY
Type	Bank

Agreement

Amount	Amount on Record
Term	11 Months
Due	Apr 25, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 926 Constanza Ct was $2,683.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,683.00	$242,000	$242,000
2023	$2,705.00 (+11%)	$242,000 (+1%)	$242,000 (+1%)
2022	$2,437.00	$220,000	$220,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 Constanza Ct in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1997.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	43 (1997–2019)
Claims Outside the SFHA	1 of 43
Most Recent Claim	Feb 2019 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 9 claims Severe Storms, Tornadoes, And Flooding, May 2011 · 14 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 Constanza Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Henderson Municipal Power & Light Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Conexon Connect, Watch TV.

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