Nassau County and Hempstead Town property record for 926 Clay St, Baldwin, NY 11510
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 860 sqft · built 1920 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $319,990 (Jan 2019) |
| Tax Bill | $9,221 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 54-397-00-2510 |
| Primary APN | 54-397-00-2510 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 860 sqft Living Area |
| Gross Area | 972 sqft |
| 1st Floor Area | 720 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cottage |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Other |
| Lot Area | 4,000 sqft (0.092 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| View / Lot | Dead End |
| Porch | Enclosed Frame Porch |
| Porch Area | 132 sqft |
| Patio Area | 296 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 54397 25100 |
|---|---|
| Street Address | 926 CLAY ST |
| City | BALDWIN |
| State | NY |
| Zip | 11510-4406 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2510-2511 |
| Legal Block | 397 |
| Legal Lot Number | 2510 |
| Jurisdiction | NASSAU NY |
| Township / Civil Division | HEMPSTEAD |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 413803 |
926 Clay St is owned and occupied by two individuals who bought it in January 2019.
Source: Nassau County and Hempstead Town records, as of June 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 926 CLAY ST, BALDWIN, NY 11510-4406 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jul 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK |
| Jan 4, 2019 | Bargain and Sale Deed, Transfer JUDICIAL TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 4, 2019 · Amount on File |
| Deed Sale | Jan 4, 2019 · Amount on File |
| Prior Sale | Jul 11, 1997 · Amount on File |
| Deed Document Number | 20191014 |
| Deed Book / Page | 13751 / 163 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 926 CLAY ST, BALDWIN, NY 11510-4406 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 926 CLAY ST, BALDWIN, NY 11510-4406 |
| Document Number | M482740524 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | M48274/524 |
| Instrument | 2025-84576 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 926 CLAY ST, BALDWIN, NY 11510-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0443830379 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 44383/379 |
| Instrument | 2020-063595 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU NY |
| Property Address | 926 CLAY ST, BALDWIN, NY 11510-4406 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|
| Document Number | 0443830400 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 44383/400 |
| Instrument | 2020-063596 |
| Name | WELLS FARGO BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | NASSAU NY |
| Recording Date | Jan 4, 2019 |
| Property Address | 926 CLAY ST, BALDWIN, NY 11510-4406 |
| Document Number | 0137510163 |
| Book / Page | 13751 / 163 |
| Map Reference | MAP 39 CASE 286 |
| Instrument Date | Dec 19, 2018 |
| Instrument | 2019-001014 |
| Transaction Type | Transfer |
| Record Updated | May 14, 2021 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,280.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 52 RUSSELL PL APT 1G, 1G, FREEPORT, NY 11520-2653 |
The 2025 property tax bill for 926 Clay St was $9,221.
Source: Nassau County and Hempstead Town assessment roll, as of June 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Nassau County |
| County Subdivision | Hempstead Town |
| Unified School District | Baldwin Union Free School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $299 Land $133 Building $166 | $299,000 | |
| 2025 | $9,221.00 | ||
| 2023 | $9,344.00 Additional exemption filed | $299 Land $133 Building $166 | $299,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 926 Clay St in Zone X, an area of minimal flood risk, though there have been 93 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective April 5, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 93 (1978–2023) |
| Claims Outside the SFHA | 47 of 93 |
| Most Recent Claim | Sep 2023 · Severe Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 926 Clay St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LIBERTY UTILITIES NEW YORK - LYNBROOK private · serves 220,000 people · EPA ID NY2902835 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 912 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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