926 Caves Mill Rd, Dobson, NC 27017 Property Records

Surry County property record for 926 Caves Mill Rd, Dobson, NC 27017

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,187 sqft · built 1970
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$190,000 (Aug 2019)
Tax Bill	$1,372 (2026)
Deeds & Mortgages	Sep 2020 Refinance Aug 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4986-00-82-5987`

Property Details

APN / Parcel Number

Primary APN	`4986-00-82-5987`
Alternative APN	`100114180`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,187 sqft Living Area
1st Floor Area	1,711 sqft
Basement Area	1,909 sqft
Finished Basement	476 sqft
Unfinished Basement	1,433 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1998
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Lot Width	168 ft Width
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	404 sqft
Storage Building	198 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	100114180
Street Address	926 CAVES MILL RD
City	DOBSON
State	NC
Zip	27017-8409
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RS
Legal Description	CAVES MILL RD
Legal Subdivision	DOBSON - RURAL
Jurisdiction	SURRY NC
Township / Civil Division	DOBSON
Census Block Group	2
Census Block	2021
Census Tract	931002

Owner

926 Caves Mill Rd, a rural home, is owned and occupied by two individuals who bought it in August 2019.

Source: Surry County records, as of September 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	926 CAVES MILL RD, DOBSON, NC 27017-8409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LOCAL GOVERNMENT FEDERAL CREDIT UNTION
Aug 14, 2019	Warranty Deed, Transfer
Nov 29, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2019 · Amount on File
Deed Sale	Aug 14, 2019 · Amount on File
Prior Sale	Apr 1, 1969
Deed Document Number	2019665625
Deed Book / Page	1678 / 599
Prior Transfer Date	Nov 29, 2018
Prior Transfer Doc	1653/67
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SURRY NC
Property Address	926 CAVES MILL RD, DOBSON, NC 27017-8409
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1725/565
Date	Sep 10, 2020
Book Page	1725/565
Instrument	676070

Lender

Name	LOCAL GOVERNMENT FEDERAL CREDIT UNTION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Aug 14, 2019
Property Address	926 CAVES MILL RD, DOBSON, NC 27017-8409
Document Number	1678/599
Book / Page	1678 / 599
Instrument Date	Aug 13, 2019
Instrument	665625
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 CAVES MILL RD, DOBSON, NC 27017-8409

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SURRY NC
Recording Date	Nov 29, 2018
Property Address	926 CAVES MILL RD, DOBSON, NC 27017-8409
Document Number	1653/67
Book / Page	1653 / 67
Instrument Date	Nov 29, 2018
Instrument	000000659307
Transaction Type	Transfer
Record Updated	Sep 28, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1239 TURKEY FORD RD, MOUNT AIRY, NC 27030-7620

Tax Assessment & Valuation

The 2026 property tax bill for 926 Caves Mill Rd was $1,372, up 0.5% from the year before.

Source: Surry County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Surry County
Unified School District	Surry County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,372.00 (+0.51%)	$184,900 (-18.19%) Land $25,200 Building $159,700	$184,900 (-18.19%) Land $25,200 Building $159,700
2025	$1,365.00	$226,000 Land $25,200 Building $200,800	$226,000 Land $25,200 Building $200,800
2023	$1,020.00	$184,900 Land $25,200 Building $159,700	$184,900 Land $25,200 Building $159,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 Caves Mill Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 Caves Mill Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surry Telephone Fiber	2,500 / 2,500

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Caves Mill Rd

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