926 40th Pl, Des Moines, IA 50312 Property Records

Polk County property record for 926 40th Pl, Des Moines, IA 50312

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 796 sqft · built 1924
Lot Size	0.146 acres (6,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$596,000 (Oct 2025)
Tax Bill	$1,448 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Mar 2025 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`090/00906-000-000`

Property Details

APN / Parcel Number

Primary APN	`090/00906-000-000`
Alternative APN	`782406152020`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	796 sqft Living Area
Gross Area	1,683 sqft
1st Floor Area	796 sqft
Basement Area	796 sqft

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Bungalow
Exterior Material	Asbestos
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,350 sqft (0.146 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	91 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	926 40TH PL
City	DES MOINES
State	IA
Zip	50312-2608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 CAMPBELL PLACE
Legal Subdivision	CAMPBELL PLACE
Legal Lot Number	31
Jurisdiction	POLK IA
Township / Civil Division	DES MOINES
Census Block Group	4
Census Block	4011
Census Tract	2800

Owner

Source: Polk County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	926 40TH PL, DES MOINES, IA 50312-2608
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage GUILD MORTGAGE CO
Mar 24, 2025	Quit Claim Deed, Transfer Quitclaim
Jan 31, 2025	Warranty Deed, Transfer · Line of Credit HARDIN COUNTY SVGS BANK
Sep 6, 2023	Legal Action/Court Order, Foreclosure · Line of Credit FREEDOM FINANCIAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Jan 31, 2025 · Amount on Record
Deed Book / Page	20303 / 257
Prior Transfer Date	Mar 10, 2025
Prior Transfer Doc	0000015179
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Oct 16, 2025
Property Address	926 40TH PL, DES MOINES, IA 50312-2608
Document Number	0000061929
Book / Page	20303 / 257
Instrument Date	Oct 9, 2025
Instrument	2025-00061929
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$952.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	926 40TH PL, DES MOINES, IA 50312-2608

Mortgage

Document Number	0000061930
Date	Oct 16, 2025
Instrument	2025-00061930

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

March 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK IA
Recording Date	Mar 24, 2025
Property Address	926 40TH PL, DES MOINES, IA 50312-2608
Document Number	0000015179
Book / Page	20081 / 128
Instrument Date	Mar 10, 2025
Instrument	2025-00015179
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 5TH ST STE C, C, WEST DES MOINES, IA 50265-4733

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK IA
Recording Date	Jan 31, 2025
Property Address	926 40TH PL, DES MOINES, IA 50312-2608
Document Number	0000005382
Book / Page	20038 / 604
Instrument Date	Jan 23, 2025
Instrument	2025-00005382
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$143.20
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 5TH ST STE C, C, WEST DES MOINES, IA 50265-4733

Mortgage

Document Number	0000005383
Date	Jan 31, 2025
Book Page	20038/606
Instrument	2025-00005383

Lender

Name	HARDIN COUNTY SVGS BANK
Type	Bank
Address	120 5TH ST, WEST DES MOINES, IA 50265

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Jan 15, 2026

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	POLK IA
Recording Date	Sep 6, 2023
Property Address	926 40TH PL, DES MOINES, IA 50312-2608
Document Number	0000047880
Book / Page	19591 / 752
Instrument Date	Aug 25, 2023
Instrument	2023-00047880
Transaction Type	Foreclosure
Record Updated	Jun 29, 2026

Transaction

Amount	Amount Recorded
Tax	$79.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	931 29TH ST, WEST DES MOINES, IA 50265-3218

Mortgage

Document Number	0000047881
Date	Sep 6, 2023
Instrument	2023-00047881

Lender

Name	FREEDOM FINANCIAL BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Polk County assessment roll, as of October 13, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Polk County
Municipality	Des Moines City
Unified School District	Des Moines Independent Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,900 (-33.53%) Land $46,600 Building $9,300	$55,900 (-33.53%) Land $46,600 Building $9,300
2024	$1,448.00 (-0.41%)
2023		$84,100 (+16.32%) Land $42,100 Building $42,000	$84,100 (+16.32%) Land $42,100 Building $42,000
2022		$72,300 Land $37,000 Building $35,300
2021			$72,300 Land $37,000 Building $35,300
2020	$1,454.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DES MOINES WATER WORKS serves 246,055 people · EPA ID IA7727031
Water Source	Purchased surface water from CIWW (DMWW)
Last State Inspection	May 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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