926 31st Ave, San Mateo, CA 94403 Property Records

San Mateo County property record for 926 31st Ave, San Mateo, CA 94403

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,950 sqft · built 1956
Lot Size	0.275 acres (11,975 sqft)
Owner	2 Trust Names on File
Last Sale	$1,020,000 (Aug 2009)
Tax Bill	$17,817 (2025)
Deeds & Mortgages	May 2021 Mortgage Jun 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`039-192-180`

Property Details

APN / Parcel Number

Primary APN	`039-192-180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,950 sqft Living Area
1st Floor Area	1,950 sqft
Family Room	Family Room

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	11,975 sqft (0.275 acres)
Lot Dimensions	149 ft deep x 80 ft wide
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	926 31ST AVE
City	SAN MATEO
State	CA
Zip	94403-3104
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10006
Legal Description	LOT 1 BLOCK 7 HILLSDALE UNIT NO 8 RSM 43/6 10 CITY OF SAN MATEO
Legal Subdivision	HILLSDALE UNIT NO 8
Legal Block	7
Legal Lot Number	1
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1009
Census Tract	607300

Owner

926 31st Ave is owner-occupied and held in a trust since June 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	926 31ST AVE, SAN MATEO, CA 94403-3104
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 19, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2009 · Amount on File
Deed Sale	Aug 12, 2009 · Amount on File
Deed Document Number	2009108883
Last Transfer Date	Jun 15, 2020
Transfer Doc	0000057477
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	926 31ST AVE, SAN MATEO, CA 94403-3104
Transaction Type	Mortgage
Record Updated	Jun 1, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	926 31ST AVE, SAN MATEO, CA 94403-3104

Mortgage

Document Number	0000071642
Date	May 5, 2021
Instrument	2021-071642

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN MATEO CA
Recording Date	Jun 19, 2020
Property Address	926 31ST AVE, SAN MATEO, CA 94403-3104
Document Number	0000057477
Instrument Date	Jun 15, 2020
Instrument	57477
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	926 31ST AVE SAN MATEO CA 944033104, SAN MATEO, CA 94403-3104

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN MATEO CA
Recording Date	Jun 19, 2020
Property Address	926 31ST AVE, SAN MATEO, CA 94403-3104
Document Number	0000057475
Map Reference	MB 43 PG 6
Instrument Date	Jun 15, 2020
Instrument	2020-057475
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	926 31ST AVE, SAN MATEO, CA 94403-3104

Mortgage

Document Number	0000057476
Date	Jun 19, 2020
Instrument	2020-057476

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 926 31st Ave was $17,817 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Municipality	San Mateo City
Elementary School District	San Mateo-Foster City Elementary School District (KG - 08)
Secondary School District	San Mateo Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,627,473 (+18.11%) Land $671,480 Building $955,993
2025	$17,817.00 Homeowner's exemption	$1,377,916 Land $658,314 Building $719,602
2023	$16,921.00 (+0.49%) Homeowner's exemption	$1,324,411 Land $632,751 Building $691,660	$1,749,060
2022	$16,838.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 926 31st Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (1983–2016)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 926 31st Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALIFORNIA WATER SERVICE - SAN MATEO private · serves 103,536 people · EPA ID CA4110008
Water Source	Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM
Last State Inspection	Mar 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 732 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50

May also be available: Etheric Networks, T-Mobile.

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