9256 Ridgewood Rd, Henderson, KY 42420 Property Records

Henderson County property record for 9256 Ridgewood Rd, Henderson, KY 42420

Property Summary

Property Type	Farm - Irrigated or Dry
Details	3 bd · 1 ba · 2,568 sqft
Lot Size	32.8 acres (1,431,817 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Apr 2025)
Tax Bill	$1,234 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`96-63`

Property Details

APN / Parcel Number

Primary APN	`96-63`
Alternative APN	`47518`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,568 sqft Finished Area
Basement Area	1,408 sqft
Unfinished Basement	1,408 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	1,431,817 sqft (32.8 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	512 sqft
Driveway	Gravel Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	47518
Street Address	9256 RIDGEWOOD RD
City	HENDERSON
State	KY
Zip	42420-9156
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	FARM - 32.87 ACRES
Legal Subdivision	HONEYCUTT SUBDIVISION
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	3
Census Block	3012
Census Tract	20704

Owner

9256 Ridgewood Rd, an agricultural property, is owned by an individual who bought it in April 2025.

Source: Henderson County records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	9256 RIDGEWOOD RD, HENDERSON, KY 42420-9156
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2026	Deed of Trust, Mortgage · Line of Credit STOCK YARDS BANK
Sep 10, 2020	Deed, Transfer · Stand-Alone First Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2025 · Amount on File
Deed Sale	Apr 29, 2025 · Amount on File
Prior Sale	Sep 10, 2020 · Amount on File
Deed Document Number	20253912
Deed Book / Page	682 / 756
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Recording Date	Sep 28, 2026
Property Address	9256 RIDGEWOOD RD, HENDERSON, KY 42420-9156
Document Number	0000010044
Book / Page	1515 / 819
Instrument Date	Sep 17, 2026
Instrument	202610044
Transaction Type	Mortgage
Record Updated	Oct 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9256 RIDGEWOOD RD, HENDERSON, KY 42420-9156
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010044,
Date	Sep 28, 2026
Book Page	1515/819
Instrument	202610044

Lender

Name	STOCK YARDS BANK

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Sep 10, 2020
Property Address	9256 RIDGEWOOD RD, HENDERSON, KY 42420-9156
Document Number	0RE0646/66
Book / Page	RE 0646 / 66
Instrument Date	Aug 28, 2020
Instrument	2020009386
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$135.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1303 DYLAN CIR, HENDERSON, KY 42420-5339

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9256 RIDGEWOOD RD, HENDERSON, KY 42420-9156

Mortgage

Document Number	2020009387
Date	Sep 10, 2020
Instrument	2020009387

Lender

Name	FIELD & MAIN BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 9256 Ridgewood Rd was $1,234.

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,234.00	$106,400	$106,400
2023	$1,244.00 (+0.89%)	$106,400 (+2.9%)	$106,400 (+2.9%)
2022	$1,233.00	$103,400	$103,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9256 Ridgewood Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2018–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9256 Ridgewood Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Watch TV.

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