9255 el Caminito, Gilroy, CA 95020 Property Records

Santa Clara County property record for 9255 el Caminito, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,035 sqft · built 1986
Lot Size	0.138 acres (6,009 sqft)
Owner	2 Individual Names on File
Last Sale	$625,500 (Aug 2017)
Tax Bill	$8,813 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`783-34-056`

Property Details

APN / Parcel Number

Primary APN	`783-34-056`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,035 sqft Living Area
1st Floor Area	1,035 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,009 sqft (0.138 acres)
Garage Area	471 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	9255 EL CAMINITO
City	GILROY
State	CA
Zip	95020-7453
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	TRACT 7856 AMENDED BOOK 565 PAGE 35 PAGE 37 LOT 42
Legal Subdivision	AMENDED TRACT NO 7856
Legal Tract	7856
Legal Lot Number	42
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1014
Census Tract	512516

Owner

9255 el Caminito is owned and occupied by two individuals who bought it in August 2017.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9255 EL CAMINITO, GILROY, CA 95020-7453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Oct 17, 2019	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 8, 2017	Grant Deed, Transfer · FHA Mortgage HOMESERVICES LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 8, 2017 · Amount on File
Deed Sale	Aug 8, 2017 · Amount on File
Prior Sale	Feb 5, 2013 · Amount on File
Deed Document Number	201723721615
Prior Transfer Date	Oct 22, 2014
Prior Transfer Doc	0022751009
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9255 EL CAMINITO, GILROY, CA 95020-7453
Transaction Type	Mortgage
Record Updated	Jun 15, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9255 EL CAMINITO, GILROY, CA 95020-7453

Mortgage

Document Number	0024985397
Date	Jun 4, 2021
Instrument	24985397

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	319 Months
Due	Jan 1, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9255 EL CAMINITO, GILROY, CA 95020-7453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024565070
Date	Aug 5, 2020
Instrument	24565070

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Dec 1, 2047

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	9255 EL CAMINITO, GILROY, CA 95020-7453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024306090
Date	Oct 17, 2019
Instrument	24306090

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	337 Months
Due	Nov 1, 2047

August 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 8, 2017
Property Address	9255 EL CAMINITO, GILROY, CA 95020-7453
Document Number	0023721615
Instrument Date	Aug 4, 2017
Instrument	23721615
Transaction Type	Transfer
Record Updated	Aug 15, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$688.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	9255 EL CAMINITO GILROY CA 950207453, GILROY, CA 95020-7453

Mortgage

Document Number	23721616
Date	Aug 8, 2017
Instrument	23721616

Lender

Name	HOMESERVICES LNDG
Address	WEST DES MOINES, IA 50266

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9255 el Caminito was $8,813.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$725,939 (+2%) Land $505,432 Building $220,507
2025	$8,813.00	$711,706 Land $495,522 Building $216,184
2023	$8,625.00 (+1.66%)	$684,072 Land $476,281 Building $207,791
2022	$8,484.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9255 el Caminito in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9255 el Caminito is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 659 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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