9255 Carmel Rd, Atascadero, CA 93422 Property Records

San Luis Obispo County property record for 9255 Carmel Rd, Atascadero, CA 93422

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,706 sqft · built 1977
Lot Size	2.93 acres (127,631 sqft)
Owner	Company Name on File
Last Sale	$212,000 (Sep 1994)
Tax Bill	$4,645 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`059-221-039`

Property Details

APN / Parcel Number

Primary APN	`059-221-039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,706 sqft Living Area
1st Floor Area	1,706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	127,631 sqft
Terrain	Above Road/Slope
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Street Address	9255 CARMEL RD
City	ATASCADERO
State	CA
Zip	93422-6300
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	PM 43/3 PTN PAR 2
Legal Block	4
Jurisdiction	SAN LUIS OBISPO CA
Township / Civil Division	ATASCADERO
Census Block Group	4
Census Block	4026
Census Tract	12705

Owner

9255 Carmel Rd is owned by a company that bought it in September 1994 and is owner-occupied.

Source: San Luis Obispo County records, as of August 6, 2026

Owner of Record	Company Name on File
Mailing Address	9255 CARMEL RD, ATASCADERO, CA 93422-6300
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2020	Deed of Trust, Mortgage · Line of Credit GOLDEN 1 CU
Mar 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage GOLDEN 1 CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 1994 · Amount on File
Deed Sale	Sep 27, 1994 · Amount on File
Deed Document Number	199456243
Prior Transfer Date	Sep 20, 1994
Prior Transfer Doc	0000056244
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9255 CARMEL RD, ATASCADERO, CA 93422-6300
Document Number	0000021191
Instrument Date	Apr 22, 2020
Transaction Type	Mortgage
Record Updated	May 14, 2020
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9255 CARMEL RD ATASCADERO CA 934226300, ATASCADERO, CA 93422-6300

Mortgage

Document Number	0000021191
Date	May 1, 2020
Instrument	21191

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 30, 2050

Interest

Rate Type	Adjustable Rate

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN LUIS OBISPO CA
Property Address	9255 CARMEL RD, ATASCADERO, CA 93422-6300
Document Number	0000011783
Instrument Date	Mar 2, 2020
Transaction Type	Mortgage
Record Updated	Mar 24, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9255 CARMEL RD ATASCADERO CA 934226300, ATASCADERO, CA 93422-6300

Mortgage

Document Number	0000011783
Date	Mar 10, 2020
Instrument	11783

Lender

Name	GOLDEN 1 CU
Type	Credit Union
Address	SACRAMENTO, CA 95826

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Mar 9, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 9255 Carmel Rd was $4,645 with a homeowner's exemption.

Source: San Luis Obispo County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	San Luis Obispo County
Unified School District	Atascadero Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$421,985 (+2%) Land $171,311 Building $250,674
2025	$4,645.00 Homeowner's exemption	$413,711 Land $167,952 Building $245,759
2023	$4,425.00 (+1.28%) Homeowner's exemption	$397,648 Land $161,431 Building $236,217
2022	$4,369.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 9255 Carmel Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2023.

Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9255 Carmel Rd is high, ranking above 77% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATASCADERO MUTUAL WATER CO private · serves 33,307 people · EPA ID CA4010002
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2018) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 73 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Ranch Wifi.

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