Clatsop County property record for 92520 State Champ Rd, Astoria, OR 97103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,018 sqft · built 2006 |
| Lot Size | 3.05 acres (132,858 sqft) |
| Owner | Individual Name on File |
| Last Sale | $465,000 (Oct 2025) |
| Tax Bill | $3,160 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Mar 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 80822D003204 |
| Primary APN | 80822D003204 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 2 Stories |
| Building Area | 2,018 sqft Living Area |
| Gross Area | 2,480 sqft |
| 1st Floor Area | 1,004 sqft |
| Family Room | Family Room |
| Utility Room | Utility Room |
| Flooring | Wood |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 132,858 sqft (3.05 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,092 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 50 sqft |
| Patio Area | 140 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 53817 |
|---|---|
| Street Address | 92520 STATE CHAMP RD |
| City | ASTORIA |
| State | OR |
| Zip | 97103-8164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | METES & BOUNDS |
| Legal Range | 08 |
| Legal Township | 08 |
| Legal Section | 22 |
| Legal Subdivision | PARTITION 2000-021 |
| Legal Lot Number | 3 |
| Jurisdiction | CLATSOP OR |
| Township / Civil Division | ASTORIA |
| Census Block Group | 2 |
| Census Block | 2078 |
| Census Tract | 950400 |
Source: Clatsop County records · APN 80822D003204
Assessment roll updated October 29, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 17, 2025 | Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO |
| Mar 02, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERISAVE MORTGAGE CORP |
| Oct 10, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Nov 10, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK |
| May 17, 2019 | Deed of Trust, Mortgage · FHA Mortgage SEMPER HM LOANS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 10, 2025 · Amount on Record |
| Deed Sale | Oct 10, 2025 · Amount on Record |
| Prior Sale | Sep 05, 2013 · Amount on Record |
| Deed Document Number | 20255580 |
| Prior Transfer Date | Jul 28, 2011 |
| Prior Transfer Doc | 0000006227 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Transaction Type | Mortgage |
| Record Updated | Dec 25, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Name | Verified Name |
|---|---|
| Address | 55 CHAMPION ST, TOUCHET, WA 99360-9533 |
| Document Number | 0000006916 |
|---|---|
| Date | Dec 17, 2025 |
| Instrument | 202506916 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 01, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Transaction Type | Mortgage |
| Record Updated | Oct 20, 2025 |
| Title Company | TICOR CP, TICOR |
| Name | Verified Name |
|---|
| Document Number | 0000001567 |
|---|---|
| Date | Mar 02, 2022 |
| Instrument | 202201567 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | ATLANTA, GA 30305 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLATSOP OR |
| Recording Date | Oct 10, 2025 |
| Property Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Document Number | 0000005580 |
| Map Reference | MB 458 PG 709 |
| Instrument Date | Oct 03, 2025 |
| Instrument | 202505580 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Document Number | 0000005581 |
|---|---|
| Date | Oct 10, 2025 |
| Instrument | 202505581 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000009871 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 202009871 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLATSOP OR |
| Property Address | 92520 STATE CHAMP RD, ASTORIA, OR 97103-8164 |
| Document Number | 0000003289 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 92520 STATE CHAMP RD ASTORIA OR 971038164, ASTORIA, OR 97103-8164 |
| Document Number | 0000003289 |
|---|---|
| Date | May 22, 2019 |
| Instrument | 3289 |
| Name | SEMPER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | PROVIDENCE, RI 02907 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 21, 2049 |
Source: Clatsop County records · Assessment roll updated October 29, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Clatsop County |
| Unified School District | Knappa School District 4 (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,160.00 (+2.33%) | $229,023 (+3%) | $547,593 (-0.36%) Land $229,727 Building $317,866 |
| 2024 | $3,088.00 (+3.66%) | $222,354 (+3%) | $549,575 (-0.65%) Land $229,726 Building $319,849 |
| 2023 | $2,979.00 (+1.99%) | $215,878 (+3%) | $553,170 (+10.81%) Land $210,757 Building $342,413 |
| 2022 | $2,921.00 | $209,591 | $499,207 Land $191,598 Building $307,609 |
Source: FEMA National Flood Hazard Layer as of September 23, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2006) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2006 · Severe Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Hawk Networks Fixed Wireless | 200 / 70 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 83 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WICKIUP WATER DISTRICT private · serves 1,630 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2024 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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