925 Whitehead St, Key West, FL 33040 Property Records

Monroe County property record for 925 Whitehead St, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details5 bd · 5 ba · 2,616 sqft · built 1938
Lot Size0.093 acres (4,073 sqft)
OwnerCompany Name on Record
Last Sale$3,700,000 (Apr 2025)
Tax Bill$11,571 (2024)
Deeds & MortgagesOct 2025 Mortgage
Dec 2020 Sale
Flood ZoneZone X (minimal risk)
APN00018050-000000

Property Details

APN / Parcel Number

Primary APN00018050-000000
Alternative APNs
  • 01010100018050000000
  • 1018511

Interior

Bedrooms5 Beds
Full Baths5 Baths
Stories2 Stories
Building Area2,616 sqft Living Area
1st Floor Area2,496 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 2020
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area4,073 sqft (0.093 acres)
Lot Dimensions99 ft deep x 40 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area475 sqft
Deck Area35 sqft
Patio Area35 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemNone

Location & Zoning

Account Number1018511
Old Parcel Number01010100018050000000
Street Address925 WHITEHEAD ST
CityKEY WEST
StateFL
Zip33040-7473
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKW PT LOT 4 SQR 9 TR 4 (LT11 L-130) P-60 OR9-247 OR115-54 OR208-182 OR212-414 OR621-801 OR2744-973 OR3056-2103 OR3060-2462
Legal Range25E
Legal Township68S
Legal Section06
Legal SubdivisionKEY WEST SQUARE 09 TR 04
Legal Tract4
Legal Lot Number4,11
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1014
Census Tract972400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Key West Historic District (Boundary Increase)
listed 1983 · 2,494 contributing resources · NRIS 83001430

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1255 COURY DR, KEY COLONY BEACH, FL 33051
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2025Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Dec 7, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 7, 2025 · Amount on Record
Deed SaleApr 7, 2025 · Amount on Record
Prior SaleDec 7, 2020 · Amount on Record
Deed Document Number2496088
Deed Book / Page3320 / 361
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address925 WHITEHEAD ST, KEY WEST, FL 33040-7473
Transaction TypeMortgage
Record UpdatedOct 31, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address1255 COURY DR, KEY COLONY BEACH, FL 33051

Mortgage

Document Number0033490083
DateOct 14, 2025
Book Page3349/83
Instrument2518504
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressELGIN, IL 60124
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.75%
Type Change DateNov 1, 2032
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change9.75%
IndexSOFR Average 30-Day
Max Rate9.75%

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 7, 2020
Property Address925 WHITEHEAD ST, KEY WEST, FL 33040-7473
Document Number0030602462
Book / Page003060 / 002462
Instrument DateNov 30, 2020
Instrument2293638
Transaction TypeTransfer
Record UpdatedDec 21, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$4,200.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1327 WHITEHEAD ST KEY WEST FL 330407528, KEY WEST, FL 33040-7528

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,851,529 (+99.96%) Land $1,277,357 Building $1,574,172$2,851,529 (+99.96%) Land $1,277,357 Building $1,574,172
2024$11,571.00 (+10.32%)
2023$10,489.00 (+17.51%)$1,426,043 (+26%) Land $1,070,725 Building $355,318$1,426,043 (+26%) Land $1,070,725 Building $355,318
2022$8,926.00$1,131,825 Land $783,564 Building $348,261$1,131,825 Land $783,564 Building $348,261

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 148 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies180 units insured
incl. 32 condo units
Nearby Flood Claims84 (1980–2022)
Claims Outside the SFHA41 of 84
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 23 claims
  • Hurricane Wilma, Oct 2005 · 30 claims
  • Hurricane Georges, Sep 1998 · 18 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 993 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on Whitehead St

Nearby Streets

Search Property Records by Address or Parcel Number