925 Wellington St, Waterloo, IA 50702 Property Records

Black Hawk County property record for 925 Wellington St, Waterloo, IA 50702

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,536 sqft · built 1901
Lot Size	0.11 acres (4,800 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jul 2019)
Tax Bill	$1,442 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-26-434-013`

Property Details

APN / Parcel Number

Primary APN	`8913-26-434-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	3 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,536 sqft Living Area
1st Floor Area	830 sqft
Basement Area	830 sqft
Unfinished Basement	830 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1901
Effective Year Built	Effective 1901
Exterior Material	Other
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,800 sqft (0.11 acres)
Lot Dimensions	80 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	676 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	925 WELLINGTON ST
City	WATERLOO
State	IA
Zip	50702-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOES ADDITION SW 80 FT LOT 10 BLK 20
Legal Range	13W
Legal Township	89N
Legal Section	26
Legal Subdivision	DOES ADDITION
Legal Block	20
Legal Lot Number	10
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	2
Census Block	2017
Census Tract	200

Owner

925 Wellington St is owned and occupied by an individual who bought it in July 2019.

Source: Black Hawk County records, as of October 9, 2026

Owner of Record	Individual Name on File
Mailing Address	925 WELLINGTON ST, WATERLOO, IA 50702-2205
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2019	Deed of Trust, Mortgage · Stand-Alone First Mortgage VERIDIAN CREDIT UNION
Jul 9, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage VERIDIAN CREDIT UNION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2019 · Amount on File
Deed Sale	Jul 9, 2019 · Amount on File
Deed Document Number	2019202000000589
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLACK HAWK IA
Property Address	925 WELLINGTON ST, WATERLOO, IA 50702-2205
Transaction Type	Mortgage
Record Updated	Aug 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	202000000591
Date	Jul 9, 2019
Instrument	202000000591

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2029

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 9, 2019
Property Address	925 WELLINGTON ST, WATERLOO, IA 50702-2205
Document Number	202000000589
Instrument Date	Jul 1, 2019
Instrument	202000000589
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 WELLINGTON ST, WATERLOO, IA 50702-2205
Investor	Possibly a Property Investor

Mortgage

Document Number	202000000590
Date	Jul 9, 2019
Instrument	202000000590

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Aug 1, 2029
Max Rate At Change	2.7%

Mortgage

Document Number	202000000589
Date	Jul 9, 2019
Instrument	202000000589

Lender

Name	VERIDIAN CREDIT UNION

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.1%
Type Change Date	Aug 1, 2029
Index	Other

Tax Assessment & Valuation

The 2025 property tax bill for 925 Wellington St was $1,442, up 0.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,442.00 (+0.14%)	$70,660 Land $8,660 Building $62,000	$70,660 Land $8,660 Building $62,000
2024	$1,440.00
2023		$66,380 (+18.83%) Land $8,660 Building $57,720	$66,380 Land $8,660 Building $57,720
2022	$1,226.00	$55,860 Land $8,660 Building $47,200
2021			$55,860 Land $8,660 Building $47,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 Wellington St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 925 Wellington St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 740 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Nextlink.

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