925 Walker Rd, Kelso, WA 98626 Property Records

Cowlitz County property record for 925 Walker Rd, Kelso, WA 98626

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,620 sqft · built 2018
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on File
Last Sale	$64,474 (Apr 2018)
Tax Bill	$5,169 (2025)
Deeds & Mortgages	Mar 2019 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`WD0503075`

Property Details

APN / Parcel Number

Primary APN	`WD0503075`
Alternative APNs	`R093831` `3093831`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Flooring	Carpet

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Mobile Home
Exterior Material	Wood Shingle
Roof Material	Composition Shingle
Lot Area	220,414 sqft
Garage Type	Detached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	3093831
Street Address	925 WALKER RD
City	KELSO
State	WA
Zip	98626-9033
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	5 -7N -1W T-7D AKA ROS 5/40 TR 110.
Legal Range	01W
Legal Township	07N
Legal Section	05
Legal Tract	110
Jurisdiction	COWLITZ WA
Township / Civil Division	ROSE VALLEY
Census Block Group	5
Census Block	5000
Census Tract	1700

Owner

925 Walker Rd, a mobile home, is owned and occupied by two individuals who bought it in April 2018.

Source: Cowlitz County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	925 WALKER RD, KELSO, WA 98626-9033
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2019	Deed of Trust, Mortgage · Commercial Mortgage UMPQUA BANK
Jul 10, 2018	Deed of Trust, Mortgage · ARM UMPQUA BANK
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Apr 13, 2018	Warranty Deed, Transfer STEWART TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 13, 2018 · Amount on File
Deed Sale	Apr 13, 2018 · Amount on File
Deed Document Number	20183590770
Record Updated	Sep 20, 2026

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	925 WALKER RD, KELSO, WA 98626-9033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003612740
Date	Mar 25, 2019
Instrument	3612740

Lender

Name	UMPQUA BANK
Type	Bank
Address	SPOKANE, WA 99201

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	925 WALKER RD, KELSO, WA 98626-9033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003596597
Date	Jul 10, 2018
Instrument	3596597

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Aug 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	7%
Index	1-Year LIBOR
Max Rate	10%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COWLITZ WA
Property Address	925 WALKER RD, KELSO, WA 98626-9033
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CASCADE TITLE CO OF COWLITZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003661895
Date	Nov 6, 2020
Instrument	3661895

Lender

Name	UMPQUA BANK
Type	Bank
Address	PORTLAND, OR 97224

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COWLITZ WA
Recording Date	Apr 13, 2018
Property Address	925 WALKER RD, KELSO, WA 98626-9033
Document Number	0003590770
Instrument Date	Apr 12, 2018
Instrument	3590770
Transaction Type	Transfer
Record Updated	Apr 24, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount on Record
Tax	$870.40
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4402 NE 104TH AVE VANCOUVER WA 986826726, VANCOUVER, WA 98682-6726

Tax Assessment & Valuation

The 2025 property tax bill for 925 Walker Rd was $5,169.

Source: Cowlitz County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Cowlitz County
Unified School District	Kelso School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,169.00	$517,880 Land $140,180 Building $377,700	$517,880 Land $140,180 Building $377,700
2023	$3,833.00
2022		$380,490 Land $62,500 Building $317,990	$380,490 Land $62,500 Building $317,990

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 Walker Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1980.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1980–1983)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Walker Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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