925 W 23rd St, Lorain, OH 44052 Property Records

Lorain County property record for 925 W 23rd St, Lorain, OH 44052

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,208 sqft · built 1959
Lot Size	0.13 acres (5,663 sqft)
Owner	Company Name on File
Last Sale	$137,000 (Aug 2025)
Tax Bill	$1,011 (2025)
Deeds & Mortgages	Sep 2023 Second Mortgage Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003261-8`

Property Details

APN / Parcel Number

Primary APN	`003261-8`
Alternative APN	`02-01-006-158-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,208 sqft Living Area
Gross Area	2,756 sqft
1st Floor Area	816 sqft
Basement Area	816 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1979
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	90 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	003261-8
Street Address	925 W 23RD ST
City	LORAIN
State	OH
Zip	44052-4914
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STANG 66.66 X 90 LOT # 302&303
Legal Subdivision	STANGS SECOND ADDITION
Legal Tract	01
Legal Block	158
Legal Lot Number	302&3
Jurisdiction	LORAIN OH
Township / Civil Division	LORAIN
Census Block Group	2
Census Block	2009
Census Tract	23300

Owner

925 W 23rd St is owned by a company that bought it in August 2025.

Source: Lorain County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	345 HERITAGE AVE, 130, PORTSMOUTH, NH 03802-3809
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Aug 30, 2022	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Mar 16, 2020	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Aug 30, 2022 · Amount on File
Deed Document Number	202563130
Record Updated	Oct 29, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	925 W 23RD ST, LORAIN, OH 44052-4914
Transaction Type	Mortgage
Record Updated	Sep 25, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 W 23RD ST, LORAIN, OH 44052-4914

Mortgage

Document Number	0000929148
Date	Sep 14, 2023
Instrument	2023-0929148

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	479 Months
Due	Aug 1, 2063

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 30, 2022
Property Address	925 W 23RD ST, LORAIN, OH 44052-4914
Document Number	0000889328
Map Reference	VOL 4 PG 18
Instrument Date	Aug 29, 2022
Instrument	2022-0889328
Transaction Type	Transfer
Record Updated	Sep 7, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 W 23RD ST, LORAIN, OH 44052-4914

Mortgage

Document Number	0000889329
Date	Aug 30, 2022
Instrument	2022-0889329

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Mar 16, 2020
Property Address	925 W 23RD ST, LORAIN, OH 44052-4914
Document Number	0000753156
Instrument Date	Mar 16, 2020
Instrument	753156
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	NEWMAN TITLE, NEWMAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$220.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	925 W 23RD ST LORAIN OH 440524914, LORAIN, OH 44052-4914

Mortgage

Document Number	753157
Date	Mar 16, 2020
Instrument	753157

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 925 W 23rd St was $1,011.

Source: Lorain County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Lorain City
Unified School District	Lorain City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,011.00	$26,460 (+0.01%) Land $3,560 Building $22,900	$75,590 (-) Land $10,160 Building $65,430
2024	$1,011.00 (-24.04%)	$26,457 (+2.37%) Land $3,556 Building $22,901	$75,590 (+2.37%) Land $10,160 Building $65,430
2023	$1,331.00 (+0.91%)	$25,845 (-0.02%) Land $3,119 Building $22,726	$73,840 Land $8,910 Building $64,930
2022	$1,319.00	$25,850 Land $3,120 Building $22,730
2021			$73,840 Land $8,910 Building $64,930

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 925 W 23rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 W 23rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LORAIN CITY PWS serves 64,152 people · EPA ID OH4700711
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 707 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Breezeline.

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