925 Tibbetts Wick Rd, Girard, OH 44420 Property Records

Trumbull County property record for 925 Tibbetts Wick Rd, Girard, OH 44420

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 3,016 sqft · built 2011
Lot Size2 acres (87,120 sqft)
Owner2 Individual Names on File
Last Sale$99,000 (Mar 2009)
Tax Bill$810 (2025)
Deeds & MortgagesJun 2026 Mortgage
Jul 2021 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-610700

Property Details

APN / Parcel Number

Primary APN12-610700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area3,016 sqft Living Area
1st Floor Area4,160 sqft
Upper Floors Area1,944 sqft
Basement Area1,008 sqft
Unfinished Basement1,008 sqft

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Lot Area87,120 sqft (2 acres)
Garage Area676 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area544 sqft
Deck AreaDeck Area
Patio Area360 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas
SewerConnected

Location & Zoning

Street Address925 TIBBETTS WICK RD
CityGIRARD
StateOH
Zip44420-1133
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description20 8 2A PT RD
Legal Lot Number8
JurisdictionTRUMBULL OH
Township / Civil DivisionLIBERTY
Census Block Group4
Census Block4000
Census Tract932300

Owner

925 Tibbetts Wick Rd is owned and occupied by two individuals who bought it in March 2009.

Source: Trumbull County records, as of June 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
Jul 9, 2021Deed of Trust, Mortgage · FHA Mortgage
CENLAR FSB
Sep 8, 2022Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC
May 13, 2025Deed of Trust, Mortgage · FHA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 26, 2009 · Amount on File
Deed SaleMar 26, 2009 · Amount on File
Prior SaleJan 1, 1990
Deed Document Number20095974
Prior Transfer DateMar 4, 2009
Prior Transfer Doc0000006011
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Recording DateJun 10, 2026
Property Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133
Document Number0000009981
Instrument DateJun 5, 2026
Instrument20269981
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanySIMPLIFILE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman, 286
Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133
InvestorPossibly a Property Investor

Mortgage

Document Number0000009981,
DateJun 10, 2026
Instrument20269981
Lender
NameLOANDEPOT.COM LLC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2056
Interest
Rate6.37%
Max Rate-1%

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133
Transaction TypeMortgage
Record UpdatedApr 23, 2026
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133

Mortgage

Document Number0000015308
DateJul 9, 2021
Instrument202107090015308
Lender
NameCENLAR FSB
TypeBank
AddressTRENTON, NJ 08618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term274 Months
DueMay 1, 2044

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018400
DateSep 8, 2022
Instrument202209080018400
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2052

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTRUMBULL OH
Property Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133
Transaction TypeMortgage
Record UpdatedApr 23, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 TIBBETTS WICK RD, GIRARD, OH 44420-1133

Mortgage

Document Number0000008021
DateMay 13, 2025
Instrument202505130008021
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Address6561 IRVINE CENTER DR, IRVINE, CA 92618
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 925 Tibbetts Wick Rd was $810.

Source: Trumbull County assessment roll, as of April 23, 2026

Property Jurisdictions

TypeName
StateOhio
CountyTrumbull County
County SubdivisionLiberty Township
Unified School DistrictLiberty Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$810.00$14,920 (+10.93%) Land $11,240 Building $3,680
2024$810.00 (-84.77%)$13,450 (-87.91%) Land $11,240 Building $2,210
2023$5,318.00 (+9.11%) Homeowner's exemption$111,240 (+32.19%) Land $11,240 Building $100,000$42,600 Land $32,100 Building $10,500
2022$4,874.00 Homeowner's exemption$84,150 Land $10,400 Building $73,750
2020$240,400 Land $29,700 Building $210,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 925 Tibbetts Wick Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 26, 2021

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Tibbetts Wick Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNILES CITY PWS
serves 21,961 people · EPA ID OH7802403
Water SourcePurchased surface water from MAHONING VALLEY SANITARY DISTRICT
Last State InspectionAug 2023
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
T-Mobile
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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