925 State St, Schenectady, NY 12307 Property Records

Schenectady County and Schenectady City property record for 925 State St, Schenectady, NY 12307

Property Summary

Property Type	Duplex
Details	5 bd · 2 ba · 2,266 sqft · built 1910
Lot Size	0.095 acres (4,148 sqft)
Owner	2 Individual Names on File
Last Sale	$265,000 (Apr 2026)
Tax Bill	$4,504 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`421500 49.34-2-68`

Property Details

APN / Parcel Number

Primary APN	`421500 49.34-2-68`
Alternative APN	`150004903400020680000000`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	2,266 sqft Total Area
1st Floor Area	1,133 sqft
2nd Floor Area	1,133 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,148 sqft (0.095 acres)
Lot Dimensions	122 ft deep x 34 ft wide
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	925 STATE ST
City	SCHENECTADY
State	NY
Zip	12307-1523
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	05 - COMME
Legal Description	G S VEEDER MAP 2 WOOD
Legal Block	2
Legal Lot Number	68.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	3
Census Block	3000
Census Tract	20800

Owner

Source: Schenectady County and Schenectady City records · APN 421500 49.34-2-68

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2137 WILLIAM ST, SCHENECTADY, NY 12306-4422
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 02, 2026 · Amount on Record
Deed Sale	Apr 02, 2026 · Amount on Record
Prior Sale	Jun 21, 2005 · Amount on Record
Deed Document Number	20267500
Deed Book / Page	2169 / 528
Prior Transfer Date	Jan 24, 2025
Prior Transfer Doc	0000004977
Record Updated	Sep 20, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 02, 2026
Property Address	925 STATE ST, SCHENECTADY, NY 12307-1523
Document Number	0000007500
Book / Page	2169 / 528
Instrument Date	Mar 06, 2026
Instrument	20267500
Transaction Type	Transfer
Record Updated	Jul 02, 2026
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$107,060.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2137 WILLIAM ST, SCHENECTADY, NY 12306-4422

Mortgage

Document Number	0000007501,
Date	Apr 02, 2026
Instrument	20267501

Lender

Name	CITIZENS BANK INC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2056

Interest

Rate	5.75%
Max Rate	-1%

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,504.00 (+9.43%)	$66,900 (-) Land $10,000 Building $56,900	$110,780 (+30.82%) Land $16,559 Building $94,221
2023		$66,900 (-) Land $10,000 Building $56,900	$84,684 (+3.8%) Land $12,658 Building $72,026
2022		$66,900 Land $10,000 Building $56,900	$81,585 Land $12,195 Building $69,390
2021	$4,116.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Redburn Infrastructure.

Based on FCC filings for 749 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.