925 Ritchey St, Gainesville, TX 76240 Property Records

Cooke County property record for 925 Ritchey St, Gainesville, TX 76240

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 807 sqft · built 1940
Lot Size	0.157 acres (6,826 sqft)
Owner	Individual Name on Record
Last Sale	$79,724 (Jul 2025)
Tax Bill	$1,909 (2026)
Deeds & Mortgages	Jul 2025 Mortgage Nov 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2320-003-00009`

Property Details

APN / Parcel Number

Primary APN	`2320-003-00009`
Alternative APN	`17282`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	807 sqft Living Area
Gross Area	1,095 sqft
1st Floor Area	807 sqft
Flooring	Tile

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Combination
Foundation Type	Pier/Post & Beam
Roof Material	Composition Shingle
Lot Area	6,826 sqft (0.157 acres)
Garage Type	Detached
Garage Area	288 sqft
Porch	Slab
Porch Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2320-003-00009
Street Address	925 RITCHEY ST
City	GAINESVILLE
State	TX
Zip	76240-3536
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLADNEY LEACH; BLOCK 3; LOT 9 S 1/2 & N 1/2 OF 10
Legal Subdivision	GLADNEY LEACH
Legal Block	3
Legal Lot Number	9S1
Jurisdiction	COOKE TX
Township / Civil Division	GAINESVILLE
Census Block Group	3
Census Block	3006
Census Tract	600

Owner

Source: Cooke County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	925 RITCHEY ST, GAINESVILLE, TX 76240-3536
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2025	Vendor's Lien, Transfer · Seller Carry-Back TERESA SPROUSE
Nov 21, 2022	Deed of Trust, Mortgage · Construction Mortgage MUENSTER STATE BANK
Nov 5, 2018	Vendor's Lien, Transfer · Line of Credit LANDMARK BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2025 · Amount on Record
Deed Sale	Jul 1, 2025 · Amount on Record
Prior Sale	Nov 5, 2018 · Amount on Record
Deed Document Number	20254418
Deed Book / Page	2719 / 177
Prior Transfer Date	Jun 17, 2021
Prior Transfer Doc	0000005366
Record Updated	Oct 29, 2026

July 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Jul 1, 2025
Property Address	925 RITCHEY ST, GAINESVILLE, TX 76240-3536
Document Number	002719/177
Book / Page	2719 / 177
Map Reference	CAB B SL 70
Instrument Date	Jun 30, 2025
Instrument	2025-4418
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	930 S DIXON ST, GAINESVILLE, TX 76240-5219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 RITCHEY ST, GAINESVILLE, TX 76240-3536

Mortgage

Document Number	0020254419
Date	Jul 1, 2025
Instrument	2025-4419

Lender

Name	TERESA SPROUSE
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount Recorded

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOKE TX
Property Address	925 RITCHEY ST, GAINESVILLE, TX 76240-3536
Transaction Type	Mortgage
Record Updated	Mar 8, 2023
Title Company	HOWETH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	207 W GARNETT ST, GAINESVILLE, TX 76240-5222

Mortgage

Document Number	002549/468
Date	Nov 21, 2022
Book Page	2549/468
Instrument	2022-9534

Lender

Name	MUENSTER STATE BANK
Type	Bank
Address	MUENSTER, TX 76252

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COOKE TX
Recording Date	Nov 5, 2018
Property Address	925 RITCHEY ST, GAINESVILLE, TX 76240-3536
Document Number	2224/769
Book / Page	2224 / 769
Map Reference	CAB B SL 70
Instrument Date	Nov 2, 2018
Instrument	00087325
Transaction Type	Transfer
Record Updated	Nov 9, 2021
Title Company	GAINESVILLE TITLE COMPANY INC, GAINESVILLE TITLE COMPANY IN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	505 HENRY ST, 505, LINDSAY, TX 76250-1303

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 53, LINDSAY, TX 76250-0053

Mortgage

Document Number	00087326
Date	Nov 5, 2018
Instrument	00087326

Lender

Name	LANDMARK BANK NA
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cooke County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Cooke County
Municipality	Gainesville City
Unified School District	Gainesville Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,909.00 (+110.47%) Homeowner's exemption	$91,237 (+1%)	$93,450 (+12.67%) Land $27,782 Building $65,668
2025	$907.00 (-42.27%) Homeowner's exemption	$82,943 (-0.37%) Land $27,782 Building $55,161	$82,943 (-0.37%) Land $27,782 Building $55,161
2024	$1,571.00 (-5.3%)
2023		$83,254 Land $25,256 Building $57,998	$83,254 Land $25,256 Building $57,998
2022	$1,659.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2007)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2007 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 562 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nortex Communications Company Fiber	2,000 / 2,000
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
ElektraFi Fixed Wireless	100 / 20

May also be available: Element8.

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