925 Reuben Smith Rd, Loretto, KY 40037 Property Records

Marion County property record for 925 Reuben Smith Rd, Loretto, KY 40037

Property Summary

Property Type	Single Family Home
Details	1,531 sqft
Lot Size	66 acres (2,874,960 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Feb 2020)
Tax Bill	$1,848 (2025)
Deeds & Mortgages	Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-022`

Property Details

APN / Parcel Number

Primary APN	`009-022`
Alternative APN	`84184`

Interior

Stories	1 Story
Building Area	1,531 sqft Living Area
Basement Area	993 sqft
Unfinished Basement	993 sqft

Exterior

Exterior Material	Brick
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	2,874,960 sqft (66 acres)
Porch	Slab
Porch Area	477 sqft

Location & Zoning

Account Number	84184
Street Address	925 REUBEN SMITH RD
City	LORETTO
State	KY
Zip	40037-8180
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	925 RUEBEN SMITH RD
Jurisdiction	MARION KY
Township / Civil Division	LORETTO
Census Block Group	1
Census Block	1017
Census Tract	970400

Owner

925 Reuben Smith Rd is owned and occupied by an individual who bought it in February 2020.

Source: Marion County records, as of May 22, 2026

Owner of Record	Individual Name on File
Mailing Address	925 REUBEN SMITH RD, LORETTO, KY 40037-8180
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2020 · Amount on File
Deed Sale	Feb 5, 2020 · Amount on File
Deed Book / Page	334 / 362
Record Updated	Sep 20, 2026

February 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	MARION KY
Recording Date	Feb 5, 2020
Property Address	925 REUBEN SMITH RD, LORETTO, KY 40037-8180
Document Number	334/362
Book / Page	334 / 362
Instrument Date	Jan 29, 2020
Transaction Type	Transfer
Record Updated	Oct 12, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	112 ROYAL VIEW DR, 112, LEBANON, KY 40033-8782

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	925 REUBEN SMITH RD, LORETTO, KY 40037-8180

Mortgage

Document Number	439467
Date	Feb 5, 2020
Instrument	439/467

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	479 Months
Due	Jan 29, 2060

Interest

Rate	3.12%

Tax Assessment & Valuation

The 2025 property tax bill for 925 Reuben Smith Rd was $1,848.

Source: Marion County assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Marion County
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,848.00	$210,000 Land $50,000 Building $160,000	$210,000 Land $50,000 Building $160,000
2023	$1,614.00	$180,000 Land $50,000 Building $130,000	$180,000 Land $50,000 Building $130,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 925 Reuben Smith Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 23, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Reuben Smith Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARION COUNTY WATER DISTRICT serves 16,311 people · EPA ID KY0780268
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	6 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T DSL	50 / 10
Verizon Fixed Wireless	25 / 6

Cell Coverage

4G LTE (outdoors only), no 5G reported

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