925 Ramona Ave, Spring Valley, CA 91977 Property Records

San Diego County property record for 925 Ramona Ave, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,458 sqft · built 1948
Lot Size	0.177 acres (7,700 sqft)
Owner	2 Individual Names on File
Last Sale	$130,000 (Dec 1998)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`584-270-03-00`

Property Details

APN / Parcel Number

Primary APN	`584-270-03-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Exterior Material	Block
Construction Type	Frame
Lot Area	7,700 sqft (0.177 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	925 RAMONA AVE
City	SPRING VALLEY
State	CA
Zip	91977-5129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	BLK 2 LOTS 6 & 7 ST CLSD ADJ & TR 000441
Legal Subdivision	COLONY/LA PRESA
Legal Tract	000441
Legal Block	2
Legal Lot Number	6,7
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2003
Census Tract	13909

Owner

925 Ramona Ave is owned and occupied by two individuals who bought it in December 1998.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	925 RAMONA AVE, SPRING VALLEY, CA 91977-5129
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LENDING GROUP INC
Mar 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST FINANCIAL FCU
Oct 19, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 2, 1998 · Amount on File
Deed Sale	Dec 2, 1998 · Amount on File
Prior Sale	Aug 14, 1987 · Amount on File
Deed Document Number	1998781669
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	925 RAMONA AVE, SPRING VALLEY, CA 91977-5129
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	UNISOURCE, UNISOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 RAMONA AVE, SPRING VALLEY, CA 91977-5129

Mortgage

Document Number	0000409310
Date	Jun 2, 2021
Instrument	2021-0409310

Lender

Name	SOVEREIGN LENDING GROUP INC
Type	Mortgage Company
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	351 Months
Due	Sep 1, 2050

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	925 RAMONA AVE, SPRING VALLEY, CA 91977-5129
Transaction Type	Mortgage
Record Updated	Mar 17, 2021
Title Company	CALIFORNIA TITLE COMPANY, CALIFORNIA MEMBERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 RAMONA AVE, SPRING VALLEY, CA 91977-5129

Mortgage

Document Number	0000176135
Date	Mar 8, 2021
Instrument	2021-0176135

Lender

Name	THE FIRST FINANCIAL FCU
Type	Credit Union
Address	WEST COVINA, CA 91790

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 15, 2036

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	925 RAMONA AVE, SPRING VALLEY, CA 91977-5129
Document Number	0000490039
Instrument Date	Oct 19, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 RAMONA AVE SPRING VALLEY CA 919775129, SPRING VALLEY, CA 91977-5129

Mortgage

Document Number	0000490039
Date	Oct 29, 2019
Instrument	490039

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 28, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 925 Ramona Ave was $1,804 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$270,250 (+2%) Land $67,548 Building $202,702
2025	$1,804.00	$264,952 Land $66,224 Building $198,728
2023	$3,501.00 (+1.89%) Homeowner's exemption	$254,665 Land $63,653 Building $191,012
2022	$3,436.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 925 Ramona Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2010–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 Ramona Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Viejas Community System tribal government · serves 9,600 people · EPA ID 090600158
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 920 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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