925 R St, Merced, CA 95341 Property Records

Merced County property record for 925 R St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,555 sqft · built 1922
Lot Size	0.448 acres (19,510 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Jan 2020)
Tax Bill	$2,858 (2025)
Deeds & Mortgages	Jan 2020 Transfer Jan 2020 Sale & Mortgage
Flood Zone	Zone AO (high risk)
APN	`032-034-005-000`

Property Details

APN / Parcel Number

Primary APN	`032-034-005-000`
Alternative APN	`032-034-005`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,555 sqft Living Area
Gross Area	1,863 sqft
1st Floor Area	1,555 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	19,510 sqft (0.448 acres)
Garage Type	Attached
Garage Area	308 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	97 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	032-034-005
Street Address	925 R ST
City	MERCED
State	CA
Zip	95341-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R16
Legal Description	MERCED POR LOT 4 BLK 513
Legal Subdivision	MERCED
Legal Block	513
Legal Lot Number	4
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	1
Census Block	1034
Census Tract	1502

Owner

925 R St is owned and occupied by an individual who bought it in January 2020.

Source: Merced County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	925 R ST, MERCED, CA 95341-5843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE
Jan 17, 2020	Grant Deed, Transfer · FHA Mortgage AMERICAN FINANCIAL NETWORK INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2020 · Amount on File
Deed Sale	Jan 17, 2020 · Amount on File
Deed Document Number	20202114
Prior Transfer Date	Jan 12, 2020
Prior Transfer Doc	0000002111
Record Updated	Oct 29, 2026

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MERCED CA
Recording Date	Jan 17, 2020
Property Address	925 R ST, MERCED, CA 95341-5843
Document Number	0000002111
Instrument Date	Jan 12, 2020
Instrument	2111
Transaction Type	Transfer
Record Updated	Feb 25, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2778 GOLDENROD CT MERCED CA 953402772, MERCED, CA 95340-2772

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCED CA
Recording Date	Jan 17, 2020
Property Address	925 R ST, MERCED, CA 95341-5843
Document Number	0000002114
Map Reference	MB 2 PG 59
Instrument Date	Jan 9, 2020
Instrument	2020002114
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	925 R ST, MERCED, CA 95341-5843

Mortgage

Document Number	0000002115
Date	Jan 17, 2020
Instrument	2020002115

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Mortgage

Document Number	0000002117
Date	Jan 17, 2020
Instrument	2020002117

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 925 R St was $2,858 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$267,719 (+2%) Land $66,928 Building $200,791
2025	$2,858.00 Homeowner's exemption	$262,470 Land $65,616 Building $196,854
2023	$2,663.00 (+1.41%) Homeowner's exemption	$252,280 Land $63,069 Building $189,211
2022	$2,626.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 925 R St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 68 policies
Nearby Flood Policies	68 in force
Nearby Flood Claims	1 (2000)
Most Recent Claim	Aug 2000 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 R St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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