Polk County property record for 925 Point Way, Lakeland, FL 33813
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,455 sqft · built 1977 |
| Lot Size | 0.278 acres (12,123 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $195,000 (Mar 2020) |
| Tax Bill | $1,949 (2025) |
| Deeds & Mortgages | Mar 2020 Sale & Mortgage Dec 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-29-18-000000-042110 |
| Primary APN | 24-29-18-000000-042110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,455 sqft Living Area |
| Gross Area | 1,961 sqft |
| 1st Floor Area | 1,455 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,123 sqft (0.278 acres) |
| Lot Dimensions | 125 ft deep x 97 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Porch | Unfinished Open Porch |
|---|---|
| Porch Area | 294 sqft |
| Shed | 1 Shed |
| Lean-To | 450 sqft |
| Street Address | 925 POINT WAY |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33813-2822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | S 150 FT OF N 300 FT OF E 97 FT OF W 391 FT OF E1/2 OF SE1/4 OF SW1/4 LESS RD R/W BEING LOT 9 OF UNRE SOUTH POINT |
| Legal Range | 24E |
| Legal Township | 29S |
| Legal Section | 18 |
| Legal Subdivision | CHRISTINA HEIGHTS |
| Legal Tract | 000000 |
| Legal Block | 2 |
| Legal Lot Number | 9 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11836 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 925 POINT WAY, LAKELAND, FL 33813-2822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 16, 2020 | Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG |
| Dec 20, 2018 | Deed of Trust, Mortgage · Conventional with PMI ROUNDPOINT MTG SVCNG |
| Apr 4, 2018 | Warranty Deed, Transfer · Conventional with PMI EMBRACE HM LOANS |
| Jun 28, 2017 | Trustee's Deed, Construction Loan · Line of Credit MIDFLORIDA CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2020 · Amount on File |
| Deed Sale | Mar 16, 2020 · Amount on File |
| Prior Sale | Apr 4, 2018 · Amount on File |
| Deed Document Number | 202060458 |
| Deed Book / Page | 11177 / 1594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Mar 16, 2020 |
| Property Address | 925 POINT WAY, LAKELAND, FL 33813-2822 |
| Document Number | 0111771594 |
| Book / Page | 011177 / 001594 |
| Instrument Date | Mar 16, 2020 |
| Instrument | 60458 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2020 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 925 POINT WAY LAKELAND FL 338132822, LAKELAND, FL 33813-2822 |
| Document Number | 111771596 |
|---|---|
| Date | Mar 16, 2020 |
| Book Page | 011177/001596 |
| Instrument | 60459 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 925 POINT WAY, LAKELAND, FL 33813-2822 |
| Document Number | 0107150852 |
| Instrument Date | Dec 20, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 925 POINT WAY LAKELAND FL 338132822, LAKELAND, FL 33813-2822 |
| Document Number | 0107150852 |
|---|---|
| Date | Jan 4, 2019 |
| Book Page | 010715/000852 |
| Instrument | 2272 |
| Name | ROUNDPOINT MTG SVCNG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28217 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 3, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 4, 2018 |
| Property Address | 925 POINT WAY, LAKELAND, FL 33813-2822 |
| Document Number | 0104421657 |
| Book / Page | 010442 / 001657 |
| Instrument Date | Mar 28, 2018 |
| Instrument | 70853 |
| Transaction Type | Transfer |
| Record Updated | May 4, 2018 |
| Title Company | LAKELAND TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $805.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3036 CLEVELAND HEIGHTS BLVD LAKELAND FL 33803, LAKELAND, FL 33803 |
| Document Number | 104421660 |
|---|---|
| Date | Apr 4, 2018 |
| Book Page | 010442/001660 |
| Instrument | 70855 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | MIDDLETOWN, RI 02842 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 3, 2048 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 28, 2017 |
| Property Address | 925 POINT WAY, LAKELAND, FL 33813-2822 |
| Document Number | 0101890805 |
| Book / Page | 010189 / 000805 |
| Instrument Date | Jun 16, 2017 |
| Instrument | 123243 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 20, 2017 |
| Name | Verified Name |
|---|---|
| Address | 925 POINT WAY LAKELAND FL 338132822, LAKELAND, FL 33813-2822 |
| Document Number | 101890805 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 010189/000805 |
| Instrument | 123243 |
| Name | MIDFLORIDA CU |
|---|---|
| Address | PO BOX 8008, LAKELAND, FL 33802-8008 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jun 27, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $196,148 (+2.7%) | $259,041 (+6.05%) Land $44,000 Building $215,041 | |
| 2025 | $1,949.00 (-21.63%) Homeowner's exemption | $190,991 (+5.99%) | $244,258 (-3.27%) Land $44,000 Building $200,258 |
| 2023 | $2,487.00 (+5.47%) Homeowner's exemption | $180,202 (+3%) | $252,520 (+8.9%) Land $42,000 Building $210,520 |
| 2022 | $2,358.00 Homeowner's exemption | $174,953 | $231,874 Land $40,000 Building $191,874 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 3 (2002–2017) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST/POLK COUNTY UTILITY serves 39,209 people · EPA ID FL6530852 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 11 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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