925 Old Oak Cir, Algonquin, IL 60102 Property Records

McHenry County property record for 925 Old Oak Cir, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,632 sqft · built 1990
Lot Size	0.41 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2018)
Tax Bill	$6,362 (2024)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-280-027`

Property Details

APN / Parcel Number

Primary APN	`19-34-280-027`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,632 sqft Living Area
1st Floor Area	667 sqft
Basement Area	667 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	1,800 sqft (0.41 acres)
Lot Dimensions	60 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	925 OLD OAK CIR
City	ALGONQUIN
State	IL
Zip	60102-3196
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2018R0007102 LT 28 OLD OAK TERRACE UNIT 1
Legal Subdivision	OLD OAK TERRACE
Legal Block	280
Legal Lot Number	28
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1004
Census Tract	871404

Owner

925 Old Oak Cir is owned and occupied by an individual who bought it in March 2018.

Source: McHenry County records, as of September 24, 2026

Owner of Record	Individual Name on File
Mailing Address	925 OLD OAK CIR, ALGONQUIN, IL 60102-3196
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage BAXTER CREDIT UNION
Feb 26, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Mar 7, 2018	Warranty Deed, Transfer · FHA Mortgage BBMC MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 7, 2018 · Amount on File
Deed Sale	Mar 7, 2018 · Amount on File
Prior Sale	Sep 13, 2005 · Amount on File
Deed Document Number	20187102
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Recording Date	Sep 11, 2026
Property Address	925 OLD OAK CIR, ALGONQUIN, IL 60102-3196
Document Number	0000026536
Instrument Date	Aug 31, 2026
Instrument	202626536
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 OLD OAK CIR, ALGONQUIN, IL 60102-3196

Mortgage

Document Number	0000026536,
Date	Sep 11, 2026
Instrument	202626536

Lender

Name	BAXTER CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 30, 2046

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	925 OLD OAK CIR, ALGONQUIN, IL 60102-3196
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006849
Date	Feb 26, 2020
Instrument	2020R0006849

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2050

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Mar 7, 2018
Property Address	925 OLD OAK CIR, ALGONQUIN, IL 60102-3196
Document Number	0000007102
Map Reference	DOC88R032041
Instrument Date	Feb 27, 2018
Instrument	2018R0007102
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	BAIRD & WARNER TITLE SVCS IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 OLD OAK CIR, 925, ALGONQUIN, IL 60102-3196

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 CRISPIN DR, ELGIN, IL 60123

Mortgage

Document Number	0000007103
Date	Mar 7, 2018
Instrument	2018R0007103

Lender

Name	BBMC MORTGAGE LLC
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate
Rate	4.62%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,362.00	$89,328 Land $15,486 Building $73,842	$267,984 Land $46,458 Building $221,526
2022	Homeowner's exemption	$69,053 Land $8,282 Building $60,771	$207,159 Land $24,846 Building $182,313

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 925 Old Oak Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 925 Old Oak Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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