925 N Lacy Dr, Waco, TX 76705 Property Records

McLennan County property record for 925 N Lacy Dr, Waco, TX 76705

Property Summary

Property TypeCommercial
Details960 sqft · built 1962
Lot Size1.99 acres (87,033 sqft)
OwnerCompany Name on Record
Last Sale$202,160 (Sep 2025)
Tax Bill$787 (2025)
Deeds & MortgagesApr 2026 Line of Credit
Apr 2026 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-032400-008200-8

Property Details

APN / Parcel Number

Primary APN20-032400-008200-8
Alternative APNs
  • 2003240000820080111
  • 114481

Interior

Stories1 Story
Building Area960 sqft Gross Area
1st Floor Area960 sqft
FlooringConcrete/Cement

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1979
Exterior MaterialWood
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialMetal
Lot Area87,033 sqft
Lot Dimensions672 ft deep x 139 ft wide

Exterior Amenities

Shed1 Shed
Shed Area5,544 sqft
Canopy1,228 sqft
Storage Building132 sqft

Utilities, Heating & Cooling

Heating SystemHVAC

Location & Zoning

Street Address925 N LACY DR
CityWACO
StateTX
Zip76705-1015
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeC
Legal DescriptionEATON A P ACRES 1.998
Legal SubdivisionEATON A P
Legal Tract7
Legal Lot Number7
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1041
Census Tract3200

Owner

Source: McLennan County records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address575 ESTES RD, LORENA, TX 76655-3372
Owner TypeCompany
VestingLimited Liability Partnership

Deeds, Mortgages & Sale History

DateDocument
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
EAST NATIONAL BANK
Apr 14, 2026Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK/CTRL TX
Sep 17, 2025Deed of Trust, Mortgage · Commercial Mortgage
FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 17, 2025 · Amount on Record
Deed SaleSep 17, 2025 · Amount on Record
Deed Document Number202528486
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateApr 14, 2026
Property Address925 N LACY DR, WACO, TX 76705-1015
Document Number0000011644
Instrument DateApr 8, 2026
Instrument202611644
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address575 ESTES RD, LORENA, TX 76655-3372

Mortgage

Document Number0000011644,
DateApr 14, 2026
Instrument202611644
Lender
NameEAST NATIONAL BANK
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Recording DateApr 14, 2026
Property Address925 N LACY DR, WACO, TX 76705-1015
Document Number0000011644
Instrument DateApr 8, 2026
Instrument202611644
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address575 ESTES RD, LORENA, TX 76655-3372

Mortgage

Document Number0000011644,
DateApr 14, 2026
Instrument202611644
Lender
NameFIRST NATIONAL BANK/CTRL TX
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate6.11%
Max Rate-1%

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address925 N LACY DR, WACO, TX 76705-1015
Transaction TypeMortgage
Record UpdatedOct 10, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address575 ESTES RD, LORENA, TX 76655-3372

Mortgage

Document Number0000028487
DateSep 17, 2025
Instrument2025028487
Lender
NameFIRST NATIONAL BANK OF CENTRAL TX
TypeBank
AddressWACO, TX 76710
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityLacy-Lakeview City
Unified School DistrictConnally Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$54,817 (+33.63%) Land $30,462 Building $24,355$54,817 (+33.63%) Land $30,462 Building $24,355
2025$787.00 (+1.29%)$41,020 (+0.15%) Land $30,490 Building $10,530$41,020 (+0.15%) Land $30,490 Building $10,530
2024$777.00 (+7.17%)
2023$40,960 Land $30,490 Building $10,470$40,960 Land $30,490 Building $10,470
2022$725.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1985–2020)
Claims Outside the SFHA2 of 5
Most Recent ClaimFeb 2020 · other causes
Claims by Event
  • Severe Storms, Tornadoes & Flooding, May 1989 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LACY LAKEVIEW
serves 7,275 people · EPA ID TX1550033
Water SourcePurchased surface water from CITY OF WACO
Last State InspectionNov 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting13
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20

May also be available: Astound Broadband.

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