925 N 16th St, Waco, TX 76707 Property Records

McLennan County property record for 925 N 16th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,507 sqft · built 1912
Lot Size	0.227 acres (9,900 sqft)
Owner	2 Individual Names on File
Tax Bill	$648 (2025)
Deeds & Mortgages	Jul 2017 Mortgage Aug 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`48-035500-000600-2`

Property Details

APN / Parcel Number

Primary APN	`48-035500-000600-2`
Alternative APNs	`4803550000060020111` `188408`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,507 sqft Living Area
Gross Area	1,603 sqft
1st Floor Area	1,507 sqft
Flooring	Wood

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1963
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,900 sqft (0.227 acres)
Lot Dimensions	165 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	350 sqft
Deck Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	925 N 16TH ST
City	WACO
State	TX
Zip	76707-3012
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	ROGERS F O LOT 9 10A BLOCK 1 ACRES .2273
Legal Subdivision	ROGERS F O
Legal Block	1
Legal Lot Number	9
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2000
Census Tract	700

Owner

925 N 16th St is owned and occupied by two individuals.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	925 N 16TH ST, WACO, TX 76707-3012
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2017	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY BANK & TRUST
Aug 9, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	925 N 16TH ST, WACO, TX 76707-3012
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023689
Date	Jul 24, 2017
Instrument	2017023689

Lender

Name	COMMUNITY BANK & TRUST
Type	Bank
Address	WACO, TX 76703

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 9, 2019
Property Address	925 N 16TH ST, WACO, TX 76707-3012
Document Number	0000026416
Instrument Date	Aug 5, 2019
Instrument	26416
Transaction Type	Transfer
Record Updated	Aug 26, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 N 16TH ST WACO TX 767073012, WACO, TX 76707-3012

Tax Assessment & Valuation

The 2025 property tax bill for 925 N 16th St was $648 with exemptions applied, up 32% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$129,643 (+1%)	$138,052 (+1.42%) Land $28,413 Building $109,639
2025	$648.00 (+31.98%) Homeowner's exemption Senior Citizen's exemption	$117,857	$136,120 Land $25,740 Building $110,380
2024	$491.00
2023		$138,920 Land $25,740 Building $113,180	$138,920 Land $25,740 Building $113,180
2022	$388.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 N 16th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 N 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on N 16th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures