925 Midnight Pass, Rockwall, TX 75087 Property Records

Rockwall County property record for 925 Midnight Pass, Rockwall, TX 75087

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,247 sqft · built 1999
Lot Size	0.208 acres (9,065 sqft)
Owner	Individual Name on Record
Last Sale	$273,700 (May 2018)
Tax Bill	$4,840 (2025)
Deeds & Mortgages	May 2020 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3252000D0012000R`

Property Details

APN / Parcel Number

Primary APN	`3252000D0012000R`
Alternative APNs	`R48292` `48292`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,247 sqft Living Area
Gross Area	2,665 sqft
1st Floor Area	2,247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,065 sqft (0.208 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	18 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	925 MIDNIGHT PASS
City	ROCKWALL
State	TX
Zip	75087-2268
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CARUTH LAKE PHASE 4, BLOCK D, LOT 12
Legal Subdivision	CARUTH LAKE PHASE 4
Legal Phase	4
Legal Tract	12
Legal Block	D
Legal Lot Number	12
Jurisdiction	ROCKWALL TX
Township / Civil Division	NORTHWEST ROCKWALL
Census Block Group	2
Census Block	2007
Census Tract	40202

Owner

Source: Rockwall County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	925 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY BANK
May 1, 2018	Warranty Deed, Transfer · FHA Mortgage LEGACY BK/TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2018 · Amount on Record
Deed Sale	May 1, 2018 · Amount on Record
Deed Document Number	20187552
Prior Transfer Date	Apr 26, 2018
Prior Transfer Doc	0000007552
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKWALL TX
Property Address	925 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RTT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010519
Date	May 21, 2020
Instrument	20200000010519

Lender

Name	PROSPERITY BANK
Type	Bank
Address	EL CAMPO, TX 77437

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jun 1, 2030
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ROCKWALL TX
Recording Date	May 1, 2018
Property Address	925 MIDNIGHT PASS, ROCKWALL, TX 75087-2268
Document Number	0000007552
Instrument Date	Apr 26, 2018
Instrument	7552
Transaction Type	Transfer
Record Updated	May 30, 2018
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 MIDNIGHT PASS ROCKWALL TX 750872268, ROCKWALL, TX 75087-2268

Mortgage

Document Number	7553
Date	May 1, 2018
Instrument	7553

Lender

Name	LEGACY BK/TX
Type	Bank
Address	PLANO, TX 75024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 30, 2048

Tax Assessment & Valuation

Source: Rockwall County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Rockwall County
Municipality	Rockwall City
Unified School District	Rockwall Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,983 (+3.95%) Land $155,000 Building $262,983	$417,983 (-0.77%) Land $155,000 Building $262,983
2025	$4,840.00 (-0.82%) Homeowner's exemption	$402,085 (-5.79%)	$421,230 (-1.31%) Land $155,000 Building $266,230
2024	$4,880.00 (+16.69%)
2023	$4,182.00 (-16.36%) Homeowner's exemption	$426,811 Land $178,250 Building $248,561	$426,811 Land $178,250 Building $248,561
2021	$5,000.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ROCKWALL serves 55,250 people · EPA ID TX1990001
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Novos Fiber Fiber	5,000 / 5,000
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wi-Five Broadband Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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