925 Locust St, Reading, PA 19604 Property Records

Berks County property record for 925 Locust St, Reading, PA 19604

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,479 sqft · built 1910
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$80,000 (Feb 2020)
Tax Bill	$835 (2026)
Deeds & Mortgages	Aug 2022 Line of Credit Feb 2020 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5317-46-15-4456`

Property Details

APN / Parcel Number

Primary APN	`5317-46-15-4456`
Alternative APNs	`13-5317-46-15-4456` `13465975` `465975`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	1,479 sqft Living Area

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Lot Area	1,307 sqft (0.03 acres)
View / Lot	Neighborhood
Porch	Open Frame Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	13465975
Street Address	925 LOCUST ST
City	READING
State	PA
Zip	19604-2326
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	15
Jurisdiction	BERKS PA
Township / Civil Division	READING
Census Block Group	2
Census Block	2008
Census Tract	700

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	26 SOLVAY DR, READING, PA 19605-7021
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Feb 4, 2020	Grant Deed, Transfer EDGE ABSTRACT
Nov 15, 2019	Grant Deed, Transfer CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 4, 2020 · Amount on Record
Deed Sale	Feb 4, 2020 · Amount on Record
Prior Sale	Nov 15, 2019 · Amount on Record
Deed Document Number	20204283
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERKS PA
Property Address	925 LOCUST ST, READING, PA 19604-2326
Transaction Type	Mortgage
Record Updated	Dec 12, 2022
Title Company	ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 LOCUST ST, READING, PA 19604-2326

Mortgage

Document Number	0000031568
Date	Aug 4, 2022
Instrument	2022031568

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Jul 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Feb 4, 2020
Property Address	925 LOCUST ST, READING, PA 19604-2326
Document Number	0000004283
Instrument Date	Jan 27, 2020
Instrument	4283
Transaction Type	Transfer
Record Updated	Feb 21, 2020
Title Company	EDGE ABSTRACT

Transaction

Amount	Amount Recorded
Tax	$800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26 SOLVAY DR READING PA 196057021, READING, PA 19605-7021

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BERKS PA
Recording Date	Nov 15, 2019
Property Address	925 LOCUST ST, READING, PA 19604-2326
Document Number	0000040056
Instrument Date	Nov 14, 2019
Instrument	40056
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	CONESTOGA TITLE COMPANY, CONESTOGA TITLE CO

Transaction

Amount	Amount Recorded
Tax	$325.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	223 CRESTMONT ST READING PA 196111939, READING, PA 19611-1939

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Berks County
Municipality	Reading City
Unified School District	Reading School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$835.00 (+6.64%)	$29,600 (-) Land $12,800 Building $16,800	$12,800 (-56.76%) Land $12,800
2024	$783.00	$29,600 Land $12,800 Building $16,800
1994			$29,600 Land $12,800 Building $16,800

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 43% of Pennsylvania
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	READING AREA WATER AUTHORITY serves 95,100 people · EPA ID PA3060059
Water Source	Surface water
Last State Inspection	May 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 2,116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	10,000 / 10,000
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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