925 Joan Ter, Reading, PA 19611 Property Records

Berks County property record for 925 Joan Ter, Reading, PA 19611

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,269 sqft · built 1960
Lot Size0.4 acres (17,424 sqft)
OwnerIndividual Name on File
Last Sale$145,000 (Aug 2015)
Tax Bill$2,280 (2026)
Deeds & MortgagesJul 2024 Mortgage
Flood ZoneZone X (minimal risk)
APN5306-39-26-5521

Property Details

APN / Parcel Number

Primary APN5306-39-26-5521
Alternative APNs
  • 18-5306-39-26-5521
  • 18435450
  • 435450

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,269 sqft Living Area
1st Floor Area1,269 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1960
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Lot Area17,424 sqft (0.4 acres)
View / LotNeighborhood
Garage TypeAttached
PorchOpen Frame Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number18435450
Street Address925 JOAN TC
CityREADING
StatePA
Zip19611
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block26
JurisdictionBERKS PA
Township / Civil DivisionREADING
Census Block Group1
Census Block1028
Census Tract2600

Owner

Source: Berks County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address925 JOAN TER, READING, PA 19611-1503
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 25, 2015 · Amount on File
Deed SaleAug 25, 2015 · Amount on File
Prior SaleNov 13, 1996 · Amount on File
Deed Document Number201529691
Record UpdatedOct 29, 2026

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERKS PA
Property Address925 JOAN TER, WEST READING, PA 19611-1503
Transaction TypeMortgage
Record UpdatedApr 30, 2026
Title CompanySUMMIT SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 JOAN TER, READING, PA 19611-1503

Mortgage

Document Number0000022520
DateJul 31, 2024
Instrument2024022520
Lender
NameFILO MORTGAGE LLC
TypeMortgage Company
Address555 E NORTH LN # C-6125, CONSHOHOCKEN, PA 19428
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2054

Tax Assessment & Valuation

Source: Berks County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyBerks County
MunicipalityReading City
Unified School DistrictReading School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,280.00 (+6.59%) Homeowner's exemption$80,800 (-) Land $28,200 Building $52,600$28,200 (-65.1%) Land $28,200
2024$2,139.00$80,800 Land $28,200 Building $52,600
1994$80,800 Land $28,200 Building $52,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 26, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1986)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 1986 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemREADING AREA WATER AUTHORITY
serves 95,100 people · EPA ID PA3060059
Water SourceSurface water
Last State InspectionMay 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Apr 2025
E. coli
resolved · Oct 2018
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 351 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Greenlight Networks, T-Mobile.

Nearby Properties on Joan Ter

Nearby Streets

Search Property Records by Address or Parcel Number