925 Garfield Ave, Aurora, IL 60506 Property Records

Kane County property record for 925 Garfield Ave, Aurora, IL 60506

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,330 sqft · built 1904
Lot Size	0.197 acres (8,563 sqft)
Owner	Individual Name on File
Last Sale	$233,000 (Nov 2021)
Tax Bill	$6,009 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`15-21-155-016`

Property Details

APN / Parcel Number

Primary APN	`15-21-155-016`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,330 sqft Living Area
Gross Area	3,038 sqft
1st Floor Area	1,330 sqft
Basement Area	1,330 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	8,563 sqft (0.197 acres)
Garage Type	Attached
Garage Area	234 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch

Location & Zoning

Street Address	925 GARFIELD AVE
City	AURORA
State	IL
Zip	60506-4952
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOWNER PLACE ADD : LOT 15 BLK 19
Legal Subdivision	DOWNER PLACE ADD
Legal Block	19
Legal Lot Number	15
Jurisdiction	KANE IL
Township / Civil Division	AURORA
Census Block Group	4
Census Block	4011
Census Tract	853900

Owner

925 Garfield Ave is owned and occupied by an individual who bought it in November 2021.

Source: Kane County records, as of September 2, 2026

Owner of Record	Individual Name on File
Mailing Address	925 GARFIELD AVE, AURORA, IL 60506-4952
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Jan 21, 2026	Deed of Trust, Mortgage · Line of Credit FIRST STATE BANK
Oct 19, 2023	Deed of Trust, Mortgage · Commercial Mortgage FIRST STATE BANK
Nov 18, 2021	Warranty Deed, Transfer · FHA Mortgage CALIBER HOME LOANS INC
Nov 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST CENTENNIAL MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2021 · Amount on File
Deed Sale	Nov 18, 2021 · Amount on File
Prior Sale	Nov 9, 2018 · Amount on File
Deed Document Number	202187082
Prior Transfer Date	Feb 5, 2016
Prior Transfer Doc	0000008087
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Recording Date	Aug 25, 2026
Property Address	925 GARFIELD AVE, AURORA, IL 60506-4952
Document Number	0000036688
Instrument Date	Aug 6, 2026
Instrument	202636688
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GARFIELD AVE, AURORA, IL 60506-4952

Mortgage

Document Number	0000036688,
Date	Aug 25, 2026
Instrument	202636688

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	304 Months
Due	Dec 1, 2051

Interest

Max Rate	-1%

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	925 GARFIELD AVE, AURORA, IL 60506-4952
Transaction Type	Mortgage
Record Updated	Jan 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GARFIEID AVE, AURORA, IL 60506-4952

Mortgage

Document Number	0000002864
Date	Jan 21, 2026
Instrument	2026K002864

Lender

Name	FIRST STATE BANK
Type	Bank
Address	NORTH AURORA, IL 60542

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jan 21, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	925 GARFIELD AVE, AURORA, IL 60506-4952
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GARFIELD AVE, AURORA, IL 60506-4952

Mortgage

Document Number	0000036754
Date	Oct 19, 2023
Instrument	2023K036754

Lender

Name	FIRST STATE BANK
Type	Bank
Address	NORTH AURORA, IL 60542

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 18, 2043

Interest

Rate Type	Adjustable Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 18, 2021
Property Address	925 GARFIELD AVE, AURORA, IL 60506-4952
Document Number	0000087082
Instrument Date	Nov 9, 2021
Instrument	2021K087082
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$233.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 GARFIELD AVE, 925, AURORA, IL 60506-4952

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GARFIELD AVE, AURORA, IL 60506-4952

Mortgage

Document Number	0000087083
Date	Nov 18, 2021
Instrument	2021K087083

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Nov 9, 2018
Property Address	925 GARFIELD AVE, AURORA, IL 60506-4952
Document Number	0000054806
Instrument Date	Nov 2, 2018
Instrument	2018K054806
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	FIDELITY NATL TITLE INS

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$73.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 GARFIELD AVE, AURORA, IL 60506-4952

Mortgage

Document Number	0000054807
Date	Nov 9, 2018
Instrument	2018K054807

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate
Rate	5.75%

Mortgage

Document Number	0000054808
Date	Nov 9, 2018
Instrument	2018K054808

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	AURORA, IL 60506

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 925 Garfield Ave was $6,009 with a homeowner's exemption, up 3.6% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Aurora City
County	Kane County
County Subdivision	Aurora Township
Unified School District	Aurora West Unit School District 129 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,009.00 (+3.57%) Homeowner's exemption	$88,916 (+9.39%) Land $15,468 Building $73,448	$266,855 (+9.39%) Land $46,423 Building $220,432
2024	$5,802.00	$81,283 Land $14,140 Building $67,143	$243,947 Land $42,437 Building $201,510
2022	$5,334.00 (+4.83%) Homeowner's exemption	$66,264 (+7.41%) Land $11,527 Building $54,737	$198,792 (+7.41%) Land $34,581 Building $164,211
2021	$5,088.00 Homeowner's exemption	$61,693 Land $10,732 Building $50,961	$185,079 Land $32,196 Building $152,883

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 925 Garfield Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 925 Garfield Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AURORA serves 183,000 people · EPA ID IL0894070
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	26 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 593 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Metronet, T-Mobile, Watch TV.

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