925 Findlay St, Cincinnati, OH 45214 Property Records

Hamilton County property record for 925 Findlay St, Cincinnati, OH 45214

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,946 sqft · built 1875
Lot Size	0.037 acres (1,612 sqft)
Owner	Individual Name on File
Tax Bill	$2,725 (2025)
Deeds & Mortgages	Feb 2023 Reverse Mortgage May 2025 Reverse Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`184-0002-B035-00`

Property Details

APN / Parcel Number

Primary APN	`184-0002-B035-00`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	2,946 sqft Living Area
Gross Area	3,928 sqft
1st Floor Area	982 sqft
2nd Floor Area	1,964 sqft
Basement Area	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	1,612 sqft (0.037 acres)
Lot Dimensions	83 ft deep x 19.3 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	925 FINDLAY ST
City	CINCINNATI
State	OH
Zip	45214-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SS FINDLAY ST 19.32 X 83 IRRPT LOTS 20- 21 WM LAWSON SUB BLDG ONLY
Legal Subdivision	WM LAWSON SUB
Legal Lot Number	20-21
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	2
Census Block	2027
Census Tract	26900

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Dayton Street Historic District listed 1973 · 399 contributing resources · NRIS 73001457

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

925 Findlay St is owned and occupied by an individual.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	925 FINDLAY ST, CINCINNATI, OH 45214-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2023	Deed of Trust, Mortgage · Reverse Mortgage CHERRY CREEK MORTGAGE CO INC
May 2, 2025	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC
Apr 26, 2024	Deed of Trust, Mortgage · Reverse Mortgage SOUTH RIVER MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	925 FINDLAY ST, CINCINNATI, OH 45214-2135
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 FINDLAY ST, CINCINNATI, OH 45214-2135

Mortgage

Document Number	0000011684
Date	Feb 17, 2023
Book Page	14856/889
Instrument	2023-0011684

Lender

Name	CHERRY CREEK MORTGAGE CO INC
Type	Mortgage Company
Address	ENGLEWOOD, CO 80111

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	989 Months
Due	Jul 9, 2105

Interest

Rate Type	Adjustable Rate
Rate	7.32%
Adjustable	Adjustable Rate Rider
Change Frequency	Monthly
Index	1-Year T-Bill
Max Rate	12.3%

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	925 FINDLAY ST, CINCINNATI, OH 45214-2135
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 FINDLAY ST, CINCINNATI, OH 45214-2135

Mortgage

Document Number	0000032258
Date	May 2, 2025
Book Page	15408/1788
Instrument	2025-0032258

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	962 Months
Due	Jul 9, 2105

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Adjustable	Adjustable Rate Rider
Type Change Date	Jun 1, 2025
Change Frequency	Monthly
Max Rate	10.7%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	925 FINDLAY ST, CINCINNATI, OH 45214-2135
Transaction Type	Mortgage
Record Updated	Feb 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027750
Date	Apr 26, 2024
Book Page	15154/1381
Instrument	2024-0027750

Lender

Name	SOUTH RIVER MORTGAGE LLC
Type	Reverse Mortgage Lender
Address	ANNAPOLIS, MD 21401

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 925 Findlay St was $2,725 with a homeowner's exemption, down 1.9% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,725.00 (-1.91%) Homeowner's exemption	$54,355 (-) Building $54,355	$155,300 Building $155,300
2024	$2,778.00 (-16.4%) Homeowner's exemption	$54,355 (-) Building $54,355
2023	$3,323.00 (+233.3%)	$54,355 (+293.96%) Building $54,355	$155,300 Building $155,300
2022	$997.00 Homeowner's exemption	$13,797 Building $13,797
2020			$39,420 Building $39,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 Findlay St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 925 Findlay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 620 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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