925 Elm St, El Cerrito, CA 94530 Property Records

Contra Costa County property record for 925 Elm St, El Cerrito, CA 94530

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,746 sqft · built 1952
Lot Size	0.115 acres (5,000 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Sep 1998)
Tax Bill	$6,869 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`503-242-008-4`

Property Details

APN / Parcel Number

Primary APN	`503-242-008-4`
Alternative APN	`503-242-008`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,746 sqft Living Area
1st Floor Area	1,746 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1960
Architectural Style	Duplex Single
Lot Area	5,000 sqft (0.115 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	925 ELM ST
City	EL CERRITO
State	CA
Zip	94530-2903
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Description	BLVD GARDENS #1 POR LOT 4 BLK 24
Legal Subdivision	BOULEVARD GARDENS 01
Legal Tract	1
Legal Block	24
Legal Lot Number	4
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	WEST CONTRA COSTA
Census Block Group	1
Census Block	1004
Census Tract	388000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	925 ELM ST, EL CERRITO, CA 94530-2903
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage LENDUS LLC
Jan 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jan 25, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 26, 2017	Grant Deed, Transfer · Conventional Mortgage RPM MORTGAGE INC
Jul 26, 2017	Quit Claim Deed, Transfer OLD REPUBLIC TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 16, 1998 · Amount on Record
Deed Sale	Sep 16, 1998 · Amount on Record
Deed Document Number	1998224539
Last Transfer Date	Mar 10, 2021
Transfer Doc	0000089975
Record Updated	Oct 29, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CONTRA COSTA CA
Recording Date	Mar 25, 2021
Property Address	925 ELM ST, EL CERRITO, CA 94530-2903
Document Number	0000089975
Map Reference	MB 1 PG 11
Instrument Date	Mar 10, 2021
Instrument	2021-089975
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	925 ELM ST # 927, 927, EL CERRITO, CA 94530-2903

Mortgage

Document Number	0000089976
Date	Mar 25, 2021
Instrument	2021-089976

Lender

Name	LENDUS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 25, 2021
Property Address	925 ELM ST, EL CERRITO, CA 94530-2903
Document Number	0000022518
Instrument Date	Jan 20, 2021
Instrument	22518
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	925 ELM ST EL CERRITO CA 945302903, EL CERRITO, CA 94530-2903

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jan 25, 2021
Property Address	925 ELM ST, EL CERRITO, CA 94530-2903
Document Number	0000022517
Instrument Date	Jan 20, 2021
Instrument	22517
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 ELM ST EL CERRITO CA 945302903, EL CERRITO, CA 94530-2903

July 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2017
Property Address	925 ELM ST, EL CERRITO, CA 94530-2903
Document Number	0000133830
Map Reference	MB1 PG11
Instrument Date	Jul 19, 2017
Instrument	2017-133830
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	927 ELM ST, EL CERRITO, CA 94530-2903

Mortgage

Document Number	0000133832
Date	Jul 26, 2017
Instrument	2017-133832

Lender

Name	RPM MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jul 26, 2017
Property Address	925 ELM ST, EL CERRITO, CA 94530-2903
Document Number	0000133831
Instrument Date	Jul 19, 2017
Instrument	133831
Transaction Type	Transfer
Record Updated	Aug 1, 2017
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	927 ELM ST EL CERRITO CA 945302903, EL CERRITO, CA 94530-2903

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	El Cerrito City
Unified School District	West Contra Costa Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$415,727 (+2%) Land $239,846 Building $175,881
2025	$6,869.00 (+3.9%)	$407,577 (+4.04%) Land $235,144 Building $172,433
2023	$6,611.00 (+1.32%)	$391,752 Land $226,014 Building $165,738
2022	$6,525.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 716 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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