925 E Washington St, Monticello, FL 32344 Property Records

Jefferson County property record for 925 E Washington St, Monticello, FL 32344

Property Summary

Property Type	Restaurant
Details	2 bd · 4 ba · 4,071 sqft · built 1922
Lot Size	1.48 acres (64,611 sqft)
Owner	Company Name on File
Last Sale	$372,000 (Jan 2021)
Tax Bill	$7,159 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jan 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-00-00-0370-0000-0030`

Property Details

APN / Parcel Number

Primary APN	`00-00-00-0370-0000-0030`
Alternative APN	`1873`

Interior

Bedrooms	2 Beds
Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	4,071 sqft Gross Area
1st Floor Area	4,071 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1922
Effective Year Built	Effective 2015
Exterior Material	Brick
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	64,611 sqft (1.48 acres)
Lot Dimensions	330 ft deep x 250 ft wide
Garage Type	Carport
Garage Area	342 sqft
Carport	Carport
Carport Area	342 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	803 sqft
Deck Area	Deck Area
Patio Area	270 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	925 E WASHINGTON ST
City	MONTICELLO
State	FL
Zip	32344-3020
Property Category	Commercial
Property Type	Commercial > Retail > Restaurant
Legal Description	LOT 3 PALMER & LYONS ADD ORB 566 P 178
Legal Range	05E
Legal Township	02N
Legal Section	30
Legal Subdivision	PALMER LYONS ADD
Legal Lot Number	3
Jurisdiction	JEFFERSON FL
Township / Civil Division	MONTICELLO
Census Block Group	1
Census Block	1006
Census Tract	250103

Owner

925 E Washington St, a commercial property, is owned by a company that bought it in January 2021.

Source: Jefferson County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	925 E WASHINGTON ST, MONTICELLO, FL 32344-3020
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2018	Deed of Trust, Mortgage · Commercial Mortgage CAPITAL CITY BANK
Jan 20, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage CAPITAL CITY BANK
Oct 8, 2019	Loan Modification, Mortgage · Conventional Mortgage CAPITAL CTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2021 · Amount on File
Deed Sale	Jan 20, 2021 · Amount on File
Prior Sale	May 31, 2005 · Amount on File
Deed Document Number	2021166
Deed Book / Page	796 / 155
Prior Transfer Date	Feb 14, 2000
Prior Transfer Doc	0000100395
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON FL
Property Address	925 E WASHINGTON ST, MONTICELLO, FL 32344-3020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007590010
Date	Aug 24, 2018
Book Page	0759/0010
Instrument	201833002357

Lender

Name	CAPITAL CITY BANK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON FL
Recording Date	Jan 20, 2021
Property Address	925 E WASHINGTON ST, MONTICELLO, FL 32344-3020
Document Number	0007960155
Book / Page	796 / 155
Map Reference	MB P PG 1
Instrument Date	Jan 15, 2021
Instrument	202133000166
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,604.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 E WASHINGTON ST, 925, MONTICELLO, FL 32344-3020

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E WASHINGTON ST, MONTICELLO, FL 32344-3020

Mortgage

Document Number	0000796157
Date	Jan 20, 2021
Instrument	796/157

Lender

Name	CAPITAL CITY BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 18, 2036

Interest

Rate Type	Adjustable Rate

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JEFFERSON FL
Property Address	925 E WASHINGTON ST, MONTICELLO, FL 32344-3020
Document Number	0007740757
Instrument Date	Oct 8, 2019
Transaction Type	Mortgage
Record Updated	Nov 4, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	375 QUAIL TRL MONTICELLO FL 323443115, MONTICELLO, FL 32344-3115

Mortgage

Document Number	0007740757
Date	Oct 10, 2019
Book Page	000774/000757
Instrument	33002719

Lender

Name	CAPITAL CTY BK
Type	Bank
Address	TALLAHASSEE, FL 32302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 9, 2029

Tax Assessment & Valuation

The 2025 property tax bill for 925 E Washington St was $7,159.

Source: Jefferson County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jefferson County
Municipality	Monticello City
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,159.00	$353,462 (+2.52%) Land $67,842 Building $285,620	$353,462 (+2.52%) Land $67,842 Building $285,620
2024	$7,159.00 (+13.2%)	$344,768 (-0.69%) Land $58,150 Building $286,618	$344,768 (-0.69%) Land $58,150 Building $286,618
2023	$6,324.00 (+5.35%)	$347,175 (+25.67%) Land $58,150 Building $289,025	$347,175 (+25.67%) Land $58,150 Building $289,025
2022	$6,003.00	$276,253 Land $58,150 Building $218,103	$276,253 Land $58,150 Building $218,103

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 925 E Washington St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 E Washington St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTICELLO serves 4,502 people · EPA ID FL1330478
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: T-Mobile.

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