925 E St NW, Miami, OK 74354 Property Records

Ottawa County property record for 925 E St NW, Miami, OK 74354

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,682 sqft · built 1930
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Individual Names on File
Last Sale	$127,000 (Feb 2022)
Tax Bill	$1,230 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Aug 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16289`

Property Details

APN / Parcel Number

Primary APN	`16289`
Alternative APN	`4260-00-016-016-0-000-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,682 sqft Living Area
1st Floor Area	1,682 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 2010
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	552 sqft
Carport	Carport
Carport Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Deck Area	24 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	16289
Street Address	925 E ST NW
City	MIAMI
State	OK
Zip	74354-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 16, BLK 16 INTEURBAN HEIGHTS ADDN
Legal Range	22E
Legal Township	28N
Legal Section	24
Legal Subdivision	INTERURBAN HEIGHTS
Legal Block	16
Legal Lot Number	16
Jurisdiction	OTTAWA OK
Township / Civil Division	MIAMI
Census Block Group	3
Census Block	3030
Census Tract	574400

Owner

925 E St NW is owned and occupied by two individuals who bought it in February 2022.

Source: Ottawa County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	925 E ST NW, MIAMI, OK 74354-3118
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2022	Warranty Deed, Transfer · Conventional Mortgage BANK2
Aug 18, 2021	Warranty Deed, Transfer · Conventional Mortgage ARVEST BANK
Apr 7, 2021	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2022 · Amount on File
Deed Sale	Feb 14, 2022 · Amount on File
Prior Sale	Aug 18, 2021 · Amount on File
Deed Document Number	2022791
Deed Book / Page	1154 / 627
Prior Transfer Date	Mar 29, 2021
Prior Transfer Doc	00001132/9
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Feb 14, 2022
Property Address	925 E ST NW, MIAMI, OK 74354-3118
Document Number	001154/627
Book / Page	1154 / 627
Instrument Date	Feb 11, 2022
Instrument	I-2022-000791
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$190.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 E ST NW, MIAMI, OK 74354-3118

Mortgage

Document Number	I2022000792
Date	Feb 14, 2022
Instrument	I-2022-000792

Lender

Name	BANK2
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OK
Recording Date	Aug 18, 2021
Property Address	925 E ST NW, MIAMI, OK 74354-3118
Document Number	001142/118
Book / Page	1142 / 118
Instrument Date	Aug 16, 2021
Instrument	2021-004246
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	APEX TITLE COMPANY, APEX TTL & CLOSING SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$71.25
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 3821, BERNICE, OK 74331-3821

Mortgage

Document Number	2021004247
Date	Aug 18, 2021
Instrument	2021-004247

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2026
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	5%
Index	1-Year CMT
Margin	2
Max Rate	8%

April 2021: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	OTTAWA OK
Recording Date	Apr 7, 2021
Property Address	925 E ST NW, MIAMI, OK 74354-3118
Document Number	00001132/9
Book / Page	1132 / 9
Instrument Date	Mar 29, 2021
Instrument	2021-001757
Transaction Type	Foreclosure
Record Updated	Aug 26, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Judgment Amount

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6131 ORANGETHORPE AVE, BUENA PARK, CA 90620-1315
Mail Care Of	SUNWEST MORTGAGE INC

Tax Assessment & Valuation

The 2025 property tax bill for 925 E St NW was $1,230, down 1.2% from the year before.

Source: Ottawa County assessment roll, as of January 29, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Ottawa County
Municipality	Miami City
Unified School District	Miami Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$12,324 (-3.43%) Land $524 Building $11,800	$108,103 (-3.44%) Land $4,598 Building $103,505
2025	$1,230.00 (-1.2%)	$12,762 (-8.24%) Land $524 Building $12,238	$111,953 (-8.24%) Land $4,598 Building $107,355
2024	$1,245.00 (-4.89%)	$13,908 (+0.83%) Land $524 Building $13,384	$122,000 (+0.83%) Land $4,598 Building $117,402
2023	$1,309.00 (+49.09%)	$13,794 (+45.18%) Land $513 Building $13,281	$121,000 (+45.18%) Land $4,500 Building $116,500
2022	$878.00	$9,501 Land $513 Building $8,988	$83,343 Land $4,500 Building $78,843

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 925 E St NW in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1992.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1992–1993)
Most Recent Claim	Sep 1993 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 925 E St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIAMI serves 13,704 people · EPA ID OK2005813
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
The Junction Internet Fixed Wireless	100 / 20

May also be available: AT&T, Verizon, Wisper ISP.

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