925 E Saratoga St, Gilbert, AZ 85296 Property Records

Maricopa County property record for 925 E Saratoga St, Gilbert, AZ 85296

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,762 sqft · built 2000
Lot Size	0.129 acres (5,632 sqft)
Owner	Individual Name on Record
Last Sale	$365,000 (Aug 2020)
Tax Bill	$1,681 (2025)
Deeds & Mortgages	Sep 2025 Second Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`309-18-170`

Property Details

APN / Parcel Number

Primary APN	`309-18-170`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
1st Floor Area	1,762 sqft

Exterior

Year Built	Built 2000
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	5,632 sqft (0.129 acres)
Parking Spaces	2 Parking Spaces
Pool Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	925 E SARATOGA ST
City	GILBERT
State	AZ
Zip	85296-2422
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MIRADOR ESTATES AMD MCR 459-21
Legal Range	06E
Legal Township	01S
Legal Section	17
Legal Quarter	SW
Quarter-Quarter Section	NW
Legal Subdivision	MIRADOR ESTATES AMENDED
Legal Lot Number	169
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1016
Census Tract	422511

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	925 E SARATOGA ST, GILBERT, AZ 85296-2422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PHH MORTGAGE SERVICES CORP
Aug 19, 2020	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS
Mar 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage ARIZONA BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 19, 2020 · Amount on Record
Deed Sale	Aug 19, 2020 · Amount on Record
Prior Sale	Mar 18, 2011 · Amount on Record
Deed Document Number	20200761278
Record Updated	Jun 8, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	925 E SARATOGA ST, GILBERT, AZ 85296-2422
Transaction Type	Mortgage
Record Updated	Oct 1, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E SARATOGA ST, GILBERT, AZ 85296-2422

Mortgage

Document Number	0000541006
Date	Sep 19, 2025
Instrument	20250541006

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Aug 19, 2020
Property Address	925 E SARATOGA ST, GILBERT, AZ 85296-2422
Document Number	0000761278
Instrument Date	Aug 13, 2020
Instrument	761278
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	EAST TITLE AGENCY, EAST TITLE AGCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E SARATOGA ST GILBERT AZ 852962422, GILBERT, AZ 85296-2422

Mortgage

Document Number	761279
Date	Aug 19, 2020
Instrument	761279

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 18, 2050

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	925 E SARATOGA ST, GILBERT, AZ 85296-2422
Document Number	0000239470
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 5, 2018
Title Company	EMPIRE W TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E SARATOGA ST GILBERT AZ 852962422, GILBERT, AZ 85296-2422

Mortgage

Document Number	0000239470
Date	Mar 30, 2018
Instrument	239470

Lender

Name	ARIZONA BK
Type	Bank
Address	SCOTTSDALE, AZ 85260

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 29, 2048

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Gilbert Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,270 (+0.02%)	$432,700 (+0.02%) Land $86,500 Building $346,200
2025	$1,681.00 (+3.26%)
2024		$43,260	$432,600 Land $86,500 Building $346,100
2023	$1,628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99.6% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Arizona Network Fixed Wireless	1,000 / 1,000
CenturyLink DSL	140 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber, Verizon.

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