925 E Maple St, Ludington, MI 49431 Property Records

Mason County property record for 925 E Maple St, Ludington, MI 49431 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,056 sqft · built 1956
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$226,000 (May 2022)
Tax Bill	$3,915 (2024)
Deeds & Mortgages	Sep 2012 Mortgage Sep 2021 Refinance + 6 more
Flood Zone	Zone X (minimal risk)
APN	`051-353-017-00`

Property Details

APN / Parcel Number

Primary APN	`051-353-017-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,056 sqft Living Area
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	8,712 sqft (0.2 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	925 E MAPLE ST
City	LUDINGTON
State	MI
Zip	49431-2412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE OF PERE MARQUETTE W 66 FT OF S 130 FT OF LOT 17 BLOCK 3.
Legal Subdivision	VILLAGE OF PERE MARQUETTE LUDI
Legal Block	3
Legal Lot Number	17
Jurisdiction	MASON MI
Township / Civil Division	LUDINGTON
Census Block Group	4
Census Block	4014
Census Tract	950500

Owner

Source: Mason County records · APN 051-353-017-00

Assessment roll updated July 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6947 TRANQUIL TRL, WHITEHALL, MI 49461-9655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2012	Deed of Trust, Mortgage · Conventional Mortgage WEST SHORE BANK
Sep 21, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance PENNYMAC LOAN SERVICES LLC
Dec 04, 2024	Deed of Trust, Mortgage · Closed-End Mortgage WEST SHORE BANK
Jan 12, 2026	Other, Transfer
Jun 25, 2025	Quit Claim Deed, Transfer Quitclaim
May 13, 2022	Warranty Deed, Transfer CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN
Jul 15, 2020	Quit Claim Deed, Transfer Quitclaim
Jul 12, 2016	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 13, 2022 · Amount on Record
Deed Sale	May 13, 2022 · Amount on Record
Prior Sale	Jul 12, 2016 · Amount on Record
Deed Document Number	20223191
Last Transfer Date	Jun 24, 2025
Transfer Doc	2025R03110
Record Updated	Sep 20, 2026

September 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R05857
Date	Sep 12, 2012
Instrument	2012R05857

Lender

Name	WEST SHORE BANK
Type	Bank
Address	LUDINGTON, MI 49431

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 12, 2027

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021R06878
Date	Sep 21, 2021
Instrument	2021R06878

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MASON MI
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2024R05581
Date	Dec 04, 2024
Instrument	2024R05581

Lender

Name	WEST SHORE BANK
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2026: Other, Transfer

Document Type	Other
Jurisdiction	MASON MI
Recording Date	Jan 12, 2026
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Document Number	2026R00182
Map Reference	MB 1 PG 9
Instrument Date	Jan 09, 2026
Instrument	2026R00182
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6947 TRANQUIL TRL, WHITEHALL, MI 49461-9655

June 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASON MI
Recording Date	Jun 25, 2025
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Document Number	2025R03110
Instrument Date	Jun 24, 2025
Instrument	2025R03110
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON MI
Recording Date	May 13, 2022
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Document Number	2022R03191
Instrument Date	May 06, 2022
Instrument	2022R03191
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CHICAGO TITLE MERIDIAN, CHICAGO TITLE OF MICHIGAN IN

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MASON MI
Recording Date	Jul 15, 2020
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Document Number	2020R03979
Instrument Date	Jul 14, 2020
Instrument	2020R03979
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412

July 2016: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MASON MI
Recording Date	Jul 12, 2016
Property Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412
Document Number	2016R03822
Map Reference	LB1 PG9
Instrument Date	Jun 28, 2016
Instrument	2016R03822
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	CHICAGO TITLE MICHIGAN INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$838.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 E MAPLE ST, LUDINGTON, MI 49431-2412

Mortgage

Document Number	2016R03823
Date	Jul 12, 2016
Instrument	2016R03823

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2046

Tax Assessment & Valuation

Source: Mason County records · Assessment roll updated July 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Mason County
Municipality	Ludington City
Unified School District	Ludington Area School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$113,600 (+4.41%)	$227,200 (+4.41%)
2025		$108,800 (+21.16%) Land $108,800	$217,600 (+21.16%)
2024	$3,915.00
2023		$89,800 Land $89,800	$179,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mason County (26105C), updated August 23, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 78 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
SyncWave	Fixed Wireless (unlicensed)	200 / 50
Starlink	Satellite (low-earth orbit)	280 / 30

May also be available at this address: Spectrum, Verizon, Frontier, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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