925 E 13th St, Spencer, IA 51301 Property Records

Clay County property record for 925 E 13th St, Spencer, IA 51301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,200 sqft · built 2017
Lot Size	0.233 acres (10,143 sqft)
Owner	Company Name on Record
Tax Bill	$2,962 (2025)
Deeds & Mortgages	Jun 2023 Transfer Nov 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`963607278011`

Property Details

APN / Parcel Number

Primary APN	`963607278011`
Alternative APN	`64096360727801100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Unfinished Basement	1,200 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,143 sqft (0.233 acres)
Lot Dimensions	147 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Patio Area	260 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	925 E 13TH ST
City	SPENCER
State	IA
Zip	51301-4761
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	11 3 SYLVAN ACRES
Legal Range	36W
Legal Township	96N
Legal Section	7
Legal Subdivision	SYLVAN ACRES
Jurisdiction	CLAY IA
Township / Civil Division	SPENCER
Census Block Group	3
Census Block	3040
Census Tract	80200

Owner

Source: Clay County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	15525 TERRA RIDGE CIR, COLORADO SPRINGS, CO 80908-6119
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2023	Intrafamily Transfer, Transfer
Nov 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 20, 2023
Transfer Doc	02023/1087
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY IA
Recording Date	Jun 5, 2023
Property Address	925 E 13TH ST, SPENCER, IA 51301-4761
Document Number	02023/1087
Book / Page	2023 / 1087
Instrument Date	Feb 26, 2023
Instrument	2023 1087
Transaction Type	Transfer
Record Updated	Jul 5, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15525 TERRA RIDGE CIR, COLORADO SPRINGS, CO 80908-6119

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15525 TERRA RIDGE CIR, COLORADO SPRINGS, CO 80908-6119

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY IA
Recording Date	Nov 6, 2018
Property Address	925 E 13TH ST, SPENCER, IA 51301-4761
Document Number	2018/2925
Book / Page	2018 / 2925
Instrument Date	Nov 1, 2018
Instrument	000000002925
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15525 TERRA RIDGE CIR, COLORADO SPRINGS, CO 80908-6119

Tax Assessment & Valuation

Source: Clay County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Clay County
Municipality	Spencer City
Unified School District	Spencer Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,962.00 (+4.22%)	$193,430 (+8.94%) Land $24,390 Building $169,040	$193,430 (+8.94%) Land $24,390 Building $169,040
2024	$2,842.00 (+7.81%)
2023		$177,560 (+18.63%) Land $18,820 Building $158,740	$177,560 (+18.63%) Land $18,820 Building $158,740
2022	$2,636.00 (+3.62%)	$149,670 Land $18,820 Building $130,850
2021	$2,544.00		$149,670 Land $18,820 Building $130,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 21, 2024

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 82% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPENCER MUNICIPAL WATER UTILITY serves 11,325 people · EPA ID IA2171071
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spencer Municipal Utilities Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, Verizon.

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