925 Carriage Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 925 Carriage Dr, Algonquin, IL 60102

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,282 sqft · built 1984
Lot Size0.268 acres (11,700 sqft)
OwnerIndividual Name on Record
Last Sale$385,000 (Jun 2023)
Deeds & MortgagesJun 2023 Sale & Mortgage
Jul 2022 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN19-34-479-006

Property Details

APN / Parcel Number

Primary APN19-34-479-006

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,282 sqft
Gross Area3,444 sqft
1st Floor Area1,162 sqft
2nd Floor Area1,120 sqft

Exterior

Year BuiltBuilt 1984
Architectural StyleColonial
Exterior MaterialFrame Siding
Lot Area11,700 sqft (0.268 acres)
Lot Dimensions130 ft deep x 90 ft wide
Pool TypeAbove-Ground Pool

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Street Address925 CARRIAGE DR
CityALGONQUIN
StateIL
Zip60102-2977
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDOC 894811 LT 1 BLK 5 ALTA VISTA SUB UNIT 2
Legal Range08E
Legal Township43N
Legal Section34
Legal SubdivisionALTA VISTA
Legal Block5
Legal Lot Number1
Legal Unit2
JurisdictionMCHENRY IL
Township / Civil DivisionALGONQUIN
Census Block Group2
Census Block2026
Census Tract871310

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address925 CARRIAGE DR, ALGONQUIN, IL 60102-2977
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2023Warranty Deed, Transfer · Conventional Mortgage
HOME STATE BANK NA
Jul 26, 2022Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK NA
Jul 3, 2017Deed of Trust, Mortgage · ARM
CAPITAL ONE BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2023 · Amount on Record
Deed SaleJun 26, 2023 · Amount on Record
Deed Document Number2023R0015115
Record UpdatedJun 7, 2026

June 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCHENRY IL
Recording DateJun 26, 2023
Property Address925 CARRIAGE DR, ALGONQUIN, IL 60102-2977
Document Number0000015115
Map ReferenceDOC 707205
Instrument DateJun 6, 2023
Instrument2023R0015115
Transaction TypeTransfer
Record UpdatedJul 13, 2023
Title CompanyBAIRD AND WARNER TITLE SERVICES INC, BAIRD & WARNER TTL SVCS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address925 CARRIAGE DR, ALGONQUIN, IL 60102-2977

Mortgage

Document Number0000015116
DateJun 26, 2023
Instrument2023R0015116
Lender
NameHOME STATE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Rate5.75%
AdjustableAdjustable Rate Rider
Type Change DateJul 1, 2030
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change10.7%
IndexOther
Max Rate10.7%

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address925 CARRIAGE DR, ALGONQUIN, IL 60102-2977
Transaction TypeMortgage
Record UpdatedAug 4, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address925 CARRIAGE DR, ALGONQUIN, IL 60102-2977

Mortgage

Document Number0000026313
DateJul 26, 2022
Instrument2022R0026313
Lender
NameFIFTH THIRD BANK NA
TypeBank
AddressGRAND RAPIDS, MI 49546
Agreement
TypeLine of Credit
AmountAmount Recorded
Term358 Months
DueMay 25, 2052

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCHENRY IL
Property Address925 CARRIAGE DR, ALGONQUIN, IL 60102-2977
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySERVICE LINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024174
DateJul 3, 2017
Instrument2017R0024174
Lender
NameCAPITAL ONE BANK NA
TypeBank
AddressPLANO, TX 75024
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueJul 1, 2047
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateJul 1, 2022
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change8.87%
Index1-Year LIBOR
Max Rate8.87%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
MunicipalityAlgonquin Village
CountyMcHenry County
County SubdivisionAlgonquin Township
Unified School DistrictCommunity Unit School District 300 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022Disabled Person's exemption$103,101 Land $25,233 Building $77,868$309,303 Land $75,699 Building $233,604

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALGONQUIN
serves 30,700 people · EPA ID IL1110050
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2026–2028)
action level 15 ppb
Copper1.6 mg/L (2022–2024)
action level 1.3 mg/L

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 362 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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