925 1st St S, Saint Cloud, MN 56301 Property Records

Stearns County property record for 925 1st St S, Saint Cloud, MN 56301

Property Summary

Property Type	Commercial
Details	5,040 sqft · built 1922
Lot Size	0.073 acres (3,180 sqft)
Owner	Company Name on Record
Last Sale	$400,000 (Nov 2022)
Tax Bill	$9,728 (2026)
Deeds & Mortgages	Nov 2022 Sale Oct 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`82-48352-0001`

Property Details

APN / Parcel Number

Primary APN	`82-48352-0001`

Interior

Stories	2 Stories
Building Area	5,040 sqft Living Area
1st Floor Area	2,520 sqft

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Exterior Material	Stucco
Roof Material	Other
Lot Area	3,180 sqft (0.073 acres)
Lot Width	33 ft Width

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	925 1ST ST S
City	SAINT CLOUD
State	MN
Zip	56301-4898
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C3
Legal Description	LOT 002 BLK 001 MAHOWALD PLAZA SECTION 14 TOWNSHIP 124 RANGE 028 SECTION 14 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	14
Legal Subdivision	MAHOWALD PLAZA
Legal Block	1
Legal Lot Number	2
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	3
Census Block	3020
Census Tract	11600

Owner

Source: Stearns County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	15956 54TH ST NE, SAINT MICHAEL, MN 55376-9022
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Oct 17, 2018	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	20221490746
Record Updated	Oct 29, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 23, 2022
Property Address	925 1ST ST S, SAINT CLOUD, MN 56301-4898
Document Number	00A1644957
Instrument Date	Nov 17, 2022
Instrument	A1644957
Transaction Type	Transfer
Record Updated	Nov 6, 2025
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15956 54TH ST NE, SAINT MICHAEL, MN 55376-9022

October 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Oct 17, 2018
Property Address	925 1ST ST S, SAINT CLOUD, MN 56301-4898
Document Number	00A1531459
Instrument Date	Oct 10, 2018
Instrument	A1531459
Transaction Type	Transfer
Record Updated	Nov 6, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 1ST ST S, SAINT CLOUD, MN 56301-4898

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,728.00 (+10.02%)	$340,000 (-) Land $52,000 Building $288,000	$340,000 (-) Land $52,000 Building $288,000
2025		$340,000 (+5%) Land $52,000 Building $288,000	$340,000 (+5%) Land $52,000 Building $288,000
2024	$8,842.00 (+37.13%)
2023	$6,448.00	$323,800 Land $52,000 Building $271,800	$323,800 Land $52,000 Building $271,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Verizon, Xtratyme Technologies.

Nearby Properties on 1st St S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures